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United Bank

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Description

United Bank offers comprehensive SBA lending services tailored to meet the needs of small and medium-sized businesses. With a focus on supporting business growth, the bank provides various loan options, including the popular SBA 7(a) program, which helps entrepreneurs secure funding for expansion, working capital, or equipment purchases. Located at 11185 Fairfax Blvd in Fairfax, VA, the bank leverages its extensive experience to guide clients through the loan process, ensuring clarity and efficiency. Their team is dedicated to helping businesses access the capital they need to succeed, offering personalized service and expert advice. Whether you’re a startup or an established enterprise, United Bank’s SBA programs are designed to facilitate your growth ambitions with flexible terms and competitive rates. The bank’s commitment to small business success is reflected in their support for a wide range of industries, with particular strength in commercial real estate and construction projects. They understand the local market and are ready to assist clients across Virginia and beyond, making them a trusted partner for business financing needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
28
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs and business banking services designed to help small and medium-sized businesses grow and succeed. You can find personalized financial solutions, expert guidance, and access to funding options tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours. Contact the bank beforehand to confirm availability and specific requirements.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM. Hours may vary on holidays or for specific departments, so it"s best to call ahead for confirmation.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan applications and certain services may involve fees or interest charges. Consult with a banking representative for detailed fee information.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and businesses within its regional area, but they welcome clients from broader locations who meet their lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
The minimum personal credit score typically required is 620, but higher scores improve the chances of approval and favorable terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.
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