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Valliance Bank

Valliance Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, working capital, or acquisitions. With a focus on personalized service, the bank provides expertise in navigating SBA programs, including 7(a) loans, to help clients secure funding efficiently. Their team works closely with borrowers to understand their unique needs and craft financing options that align with their business goals. Located in Oklahoma City, they serve a diverse range of industries, offering flexible terms and competitive rates. Valliance Bank’s experienced lenders assist with the application process, ensuring clients receive the best possible terms for their projects. Whether you’re looking to expand operations, purchase equipment, or manage cash flow, they are equipped to support your business ambitions with tailored SBA solutions.

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Lender Type

Commercial Bank

Google Rating

4.2

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA lending solutions to help small businesses secure funding for growth, equipment, and working capital needs, with personalized service and expert guidance.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Typically, the bank operates from 9 AM to 5 PM, Monday through Friday, but it"s best to contact the branch directly for specific hours.

Question 4

Is there a fee to use this?

Answer 4

There are fees associated with SBA loans, including guaranty fees and closing costs, which vary based on the loan amount and terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This service is generally open to small business owners and entrepreneurs within the bank"s lending region, primarily serving local clients.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of approximately 640 is typically required, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process usually takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Valliance Bank

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