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Ventura National Bank and Trust

Ventura National Bank and Trust
Ventura National Bank and Trust

Description

Ventura National Bank and Trust offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local community, the bank provides flexible loan options under the SBA 7(a) program, which is ideal for a variety of business purposes including working capital, equipment purchase, and real estate acquisition. The bank’s experienced lending team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth and efficient experience. Their loan offerings are designed to accommodate small and medium-sized enterprises, helping them access the capital they need to thrive. Located in Harveyville, KS, the bank is committed to supporting local entrepreneurs and fostering economic development in the region. Whether you’re a startup or an established business, Ventura National Bank and Trust aims to provide personalized service and competitive terms to meet your financial goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.3
Google Review Count
7
Question 1
What is this place and what can I find here?
Answer 1
This is Ventura National Bank and Trust, a local bank that offers SBA loan programs and personalized banking services to support small businesses in the Harveyville area. You can find assistance with various financing needs, including working capital and real estate, tailored to your business goals.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours for initial inquiries.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment as needed.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; applicable loan fees and interest rates apply when financing is arranged.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small businesses in the Harveyville region, but eligibility depends on meeting loan requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, but specific requirements may vary based on the loan type and applicant profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the complexity of the loan and completeness of the application.
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