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Village Bank and Trust, National Association

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs, including the popular 7A and 504 options. Located in Arlington Heights, IL, it provides tailored financing solutions to help entrepreneurs grow, expand, or manage cash flow. With a focus on small business needs, the bank offers expertise in loan structuring, application assistance, and post-funding support to ensure clients achieve their business goals. Its experienced team understands the nuances of SBA loans and works diligently to streamline the approval process, making it easier for small business owners to access capital. Whether you’re a startup or an established enterprise, this lender is committed to fostering business success through flexible lending options and personalized service.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
34
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions to entrepreneurs and business owners seeking growth capital and support.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment for personalized service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access general information; fees may apply for specific loan processing and application services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small business owners and entrepreneurs nationwide, regardless of residency, with some local service preferences.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the loan complexity and documentation provided.
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