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Vision Bank

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a variety of loan programs. Whether you’re looking to finance growth, purchase equipment, or secure working capital, they provide tailored solutions to meet your needs. Their expertise in SBA loans, including the 7(a) program, ensures clients receive expert guidance throughout the application process. Located in Ada, Oklahoma, they serve local entrepreneurs and small business owners, helping them access the capital necessary for success. The bank’s team is dedicated to fostering business growth and economic development within the community and beyond. With a focus on personalized service, they work closely with clients to understand their unique circumstances and craft financing options that align with their goals. Their support extends to startups and established businesses alike, emphasizing flexible terms and competitive rates. This institution also offers assistance with SBA 504 loans, microloans, and express programs, making them a versatile partner for various funding needs. Their commitment to small business success is reflected in their extensive experience and dedicated customer service.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
63
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution that offers SBA loan programs and small business financing solutions. You can find personalized support, expert guidance, and various loan options to help your business grow.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with appointments available outside regular hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There may be application and processing fees associated with loan programs, but these are clearly outlined during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves small business owners and entrepreneurs within the region, but eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 620 is preferred, but this can vary based on the loan type and applicant circumstances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.
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