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Washington Trust Bank

Offering comprehensive SBA loan services, this financial institution specializes in supporting small businesses with tailored financing options. With a focus on the Spokane area, it provides expertise in SBA 7(a) loans, helping entrepreneurs secure funding for growth, equipment, or working capital. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency. Its services are designed to meet the needs of startups and established businesses alike, with flexible terms and competitive rates. The institution also offers personalized consultations to assess each business’s unique financial situation, aiming to foster long-term success. Whether you’re seeking a loan for expansion or operational needs, this lender provides reliable support and local knowledge to help you achieve your business goals.

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Lender Type

Commercial Bank

Google Rating

3.4

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a local bank offering SBA loan programs and small business financing support. You can find assistance with loan applications, business planning, and financial advice tailored to small businesses in Spokane.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours for general inquiries.

Question 3

What are the hours of operation?

Answer 3

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment upon request.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for initial consultations; however, standard loan origination and closing costs apply to funded loans.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners and entrepreneurs in Spokane, but open to any qualified applicants within the region.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally required for loan qualification.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of your application and documentation.

Washington Trust Bank

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