Wells Fargo Bank National Association
Description
Wells Fargo Bank offers comprehensive SBA lending solutions designed to support small and medium-sized businesses across various industries. With a focus on providing flexible financing options, they assist entrepreneurs in acquiring capital for growth, working capital, or refinancing existing debt. Their SBA programs are tailored to meet the unique needs of each borrower, ensuring accessible funding for startups and established businesses alike. The bank’s experienced team guides clients through the application process, offering expertise in SBA 7(a) and other loan programs to help secure the necessary funding efficiently.
Location
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Q&A
Lender Type
Commercial Bank
Google Rating
3
Google Review Count
23
Question 1
What is this place and what can I find here?
Answer 1
This is a branch of Wells Fargo Bank offering SBA loan programs and business financing solutions to support small and medium-sized enterprises across the country.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment for personalized service, but walk-ins are also accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Hours typically are Monday through Friday from 9 AM to 5 PM, but it’s best to check with the branch directly for specific times.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the branch; fees may apply to specific loan products or services as outlined in the loan agreement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This branch serves all qualified small business owners seeking SBA financing, regardless of residency, provided they meet lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, but higher scores improve the likelihood of approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of application materials.