West Shore Bank
Description
Specializing in small business financing, this commercial bank offers a range of SBA loan programs to support entrepreneurs and business owners. Whether you’re seeking funding for expansion, equipment purchase, or working capital, they provide tailored solutions to meet your needs. With a focus on personalized service, they assist clients throughout the loan process, ensuring clarity and support at every step. Their expertise in SBA programs like the 7A ensures access to competitive terms and flexible financing options. Located in Ludington, Michigan, they serve local businesses with a commitment to fostering growth and economic development in the community.
Location
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Q&A
Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
55
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers small business financing options, including SBA loans like the 7A program, to support local entrepreneurs and business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment for personalized service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
Yes, there are application and closing fees associated with SBA loans, but they are transparently disclosed during the process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small business owners and residents in the Ludington area.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 45 days, depending on the completeness of the application and documentation.