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West Valley National Bank

West Valley National Bank
West Valley National Bank

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a range of loan programs tailored to diverse needs. Whether you’re seeking funding for expansion, equipment, or working capital, their team provides expert guidance throughout the application process. They are well-versed in SBA 7(a) and 504 loan programs, ensuring clients receive competitive terms and personalized service. Located conveniently in Goodyear, AZ, they serve local entrepreneurs and businesses across various industries. Their experienced staff helps clients navigate the complexities of SBA lending, from initial application to final approval, ensuring a smooth and efficient process. With a focus on small business growth, they offer flexible financing options, including microloans and express loans for quicker access to capital. The bank prides itself on building long-term relationships with clients and supporting economic development in the region. Their commitment to customer service and financial expertise makes them a trusted partner for small business owners looking to expand or start new ventures. Whether you’re a startup or an established business, they tailor solutions to meet your unique needs and goals, providing the financial resources necessary for success.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
18
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution that offers SBA loan programs and small business financing solutions to help entrepreneurs grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Typically, they operate from 9:00 AM to 5:00 PM, Monday through Friday, but it"s best to confirm directly with the branch.
Question 4
Is there a fee to use this?
Answer 4
There may be application and closing fees associated with loans; these are detailed during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
They primarily serve small businesses and entrepreneurs within their geographic region, but eligibility depends on specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though other factors are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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