Westside State Bank
Description
Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs. Whether you are seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on small business growth, they facilitate access to capital that helps entrepreneurs realize their goals and expand their operations. The bank’s commitment to community development and personalized service makes them a reliable partner for small business owners in the region.
Location
Review
Login to Write Your ReviewThere are no reviews yet.
Q&A
Lender Type
Commercial Bank
Google Rating
5
Google Review Count
2
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs designed to help small businesses grow and succeed. You can find information about their lending options, application process, and support services here.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing general information, but loan processing and guarantee fees may apply during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners within the region, but eligibility is based on loan criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 or higher is generally preferred for loan qualification.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of your application and documentation.