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Wildfire CU

Wildfire CU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business owners, the institution provides access to various SBA loan programs, including the popular 7(a) loan program, which helps fund a wide range of business purposes such as working capital, equipment purchase, and real estate acquisition. Their knowledgeable team guides clients through the application process, ensuring a smooth experience from start to finish. Located in Saginaw, Michigan, they serve local entrepreneurs and small business owners, providing personalized service and flexible financing options. The bank emphasizes quick decision-making and competitive rates to support business success. Whether you’re a startup or an established enterprise, Wildfire CU is committed to helping you achieve your business goals with tailored SBA loan solutions.

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Lender Type

Commercial Bank

Google Rating

4.3

Google Review Count

108

Question 1

What is this place and what can I find here?

Answer 1

This is a local SBA lender offering small business loans, including the SBA 7(a) program, to help entrepreneurs finance their growth and operational needs. You can find personalized assistance, loan options, and guidance throughout the application process. They serve small businesses primarily in Michigan, providing flexible financing solutions tailored to your business goals.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may be available during business hours. Calling ahead can help you prepare and receive more efficient service.

Question 3

What are the hours of operation?

Answer 3

The bank operates during regular business hours, typically from 9:00 AM to 5:00 PM, Monday through Friday. It is advisable to contact the branch directly for specific hours or to schedule an appointment.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit or consult with the bank; however, loan applications and processing may involve standard SBA loan fees, including guarantee and closing costs.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This lender primarily serves small business owners in Michigan, especially those seeking SBA loans. Membership or residency in Michigan is typically required to access their services.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally preferred for guarantors applying for SBA loans through this lender.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 45 days, depending on the completeness of your application and the complexity of your loan request.

Wildfire CU

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