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Zions Bank, A Division of

Zions Bank offers comprehensive SBA lending services tailored to meet the needs of small businesses seeking financial support for growth, expansion, or operational needs. As a reputable commercial bank, it provides various SBA loan programs, including the popular 7(a) loan program, to help entrepreneurs access capital with favorable terms. The bank’s experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on the Utah region, Zions Bank leverages its local expertise to serve diverse industries, emphasizing personalized service and flexible lending solutions. The bank supports loans up to $500,000, making it an ideal partner for small to medium-sized enterprises. Whether you’re starting a new venture or expanding an existing business, Zions Bank’s SBA programs are designed to facilitate your growth ambitions with competitive rates and terms.

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Lender Type

Commercial Bank

Google Rating

2.4

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank branch offering small business financing options, including SBA loans, with expert support to help entrepreneurs access capital for growth and operations.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated based on availability.

Question 3

What are the hours of operation?

Answer 3

The bank typically operates from 9 AM to 5 PM, Monday through Friday, but hours may vary by location, so it"s best to contact ahead.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit the branch; however, loan application and processing fees may apply depending on the services used.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves residents and small business owners within the region, though some services may be available to non-residents with appropriate documentation.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 650 is generally preferred, but approval depends on overall financial health and business viability.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and supporting documentation.

Zions Bank, A Division of

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