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Bank of Bridger, National Association location

Bank of Bridger, National Association

Bank4.3(11)

Bank of Bridger, National Association is an active SBA lender in Montana, a bank offering SBA-guaranteed small-business loans. Currently rated 4.3 stars across 11 Google reviews.

$81M

in SBA approvals since 2010

407

SBA loans funded

Construction & Contractors · Wholesale & Distribution · General Retail

Top industries financed

Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).

About Bank of Bridger, National Association

Bank of Bridger, National Association is an SBA 7(a) and/or 504 lender with 407 approved SBA loans totaling $81M in 2 states since fiscal year 2010, per U.S. SBA FOIA records. Top industries financed: Construction & Contractors, Wholesale & Distribution, General Retail. Contact the bank directly for current programs and terms.

Serves SBA borrowers in 2 states

Bank of Bridger, National Association has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.

Industries Bank of Bridger, National Association finances

Business types Bank of Bridger, National Association actively lends to, from its SBA loan history. Tap one to see every lender serving it.

Common questions about Bank of Bridger, National Association

What is this place and what can I find here?

This is a local SBA lender offering small business financing options, including SBA 7(a) loans, to support business growth and development in the Bridger area. You can find personalized assistance, loan application guidance, and information on various SBA programs tailored to your needs.

Do I need an appointment or can I walk in?

Ask Bank of Bridger, National Association directly — some branches take walk-ins, others book SBA conversations by appointment.

What are the hours of operation?

Hours vary by branch and change. Check Bank of Bridger, National Association's website or call before you visit.

Is there a fee to use this?

Browsing this directory is free. Any loan fees are set by Bank of Bridger, National Association and the SBA program — ask the lender for its current schedule.

Who is this open to — anyone, or only residents/members?

This lender primarily serves small business owners in the Bridger region and surrounding areas, but eligibility is based on meeting SBA program requirements rather than residency alone.

What minimum personal credit score does this bank look for in a guarantor?

Many SBA lenders look for a personal score around 640 or higher, but each bank sets its own bar and it changes. Ask Bank of Bridger, National Association what it looks for today.

How long does the traditional underwriting process take from start to close?

The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of your application and the complexity of your financial situation.

Is this open on weekends?

Most bank SBA teams work weekdays; confirm with Bank of Bridger, National Association before planning a weekend visit.

How do I get there and where do I park?

Bank of Bridger, National Association is located in Montana — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

Who owns or operates this listing?

This page is an independent directory listing for Bank of Bridger, National Association, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Bank of Bridger, National Association itself, which runs its own lending under its own ownership. If you work at Bank of Bridger, National Association, you can claim this listing from this page to manage it.

How current is the information on this page?

The core details for Bank of Bridger, National Association — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Bank of Bridger, National Association before applying. If you represent Bank of Bridger, National Association, claim this listing to keep its information up to date.

How do I contact this listing directly?

You can reach Bank of Bridger, National Association by phone at (406) 662-3388 or online at www.bankofbridger.com — the same details are in the contact card on this page.

What core industries does this commercial bank traditionally choose to finance?

Based on its approved SBA loans, Bank of Bridger, National Association most often finances businesses in construction & contractors, wholesale & distribution, general retail, hotels & lodging, manufacturing, and transportation & trucking. This reflects Bank of Bridger, National Association's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Bank of Bridger, National Association which sectors it actively lends to before you apply.

Can I apply for an SBA Express line of credit at this branch?

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Bank of Bridger, National Association participates in SBA Express depends on its specific SBA lending authority. Contact Bank of Bridger, National Association and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Does this bank have Preferred Lender Provider status with the government?

Whether Bank of Bridger, National Association has SBA Preferred Lender (PLP) status is set by the SBA. Ask the bank directly; PLP lenders can approve in-house and often move faster.

Are start-up companies eligible for financing at this traditional institution?

Bank of Bridger, National Association offers SBA lending programs designed to help new business startups. Contact the bank directly for specific startup financing requirements and eligibility details.

What are the typical down payment expectations for commercial real estate acquisitions?

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Bank of Bridger, National Association what down payment it expects for your specific commercial real estate purchase.

Does this bank impose prepayment penalties on short-term working capital facilities?

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Bank of Bridger, National Association to spell out any prepayment penalties before you sign.

Can I use loan proceeds from this bank to buy out an existing equity partner?

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Bank of Bridger, National Association to confirm it qualifies and how to document it.

Will historical personal bankruptcies automatically disqualify my loan application here?

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Bank of Bridger, National Association weighs this case by case under its own policy, so be upfront about your history and ask Bank of Bridger, National Association how it evaluates prior bankruptcies.

Not sure Bank of Bridger, National Association is your best shot?

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