Forte Bank

This is a bank that provides small business financing options, including SBA loans, to support local entrepreneurs and business growth in Hartford, Wisconsin.

It's recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.

The bank operates from 9 AM to 5 PM, Monday through Friday.

There may be fees associated with loan processing and closing, which will be detailed during the application process.

This bank primarily serves small business owners and entrepreneurs in the Hartford area and surrounding regions.

Typically, a minimum personal credit score of 650 is preferred, but it can vary based on the loan and borrower profile.

The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan application.

Most banks keep weekday business hours and are closed on weekends, and Forte Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Forte Bank to confirm current weekend availability before you go.

Forte Bank is located in Wisconsin — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Forte Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Forte Bank itself, which runs its own lending under its own ownership. If you work at Forte Bank, you can claim this listing from this page to manage it.

The core details for Forte Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Forte Bank before applying. If you represent Forte Bank, claim this listing to keep its information up to date.

You can reach Forte Bank by phone at (262) 673-5800 or online at fortebankwi.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Forte Bank before relying on them.

Like most SBA lenders, Forte Bank can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask Forte Bank directly which industries it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Forte Bank participates in SBA Express depends on its specific SBA lending authority. Contact Forte Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Forte Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

Forte Bank offers SBA loans for start-up business expenses through the U.S. Small Business Administration program for qualified borrowers. Contact Forte Bank directly to confirm eligibility and discuss your specific circumstances.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Forte Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Forte Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Forte Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Forte Bank weighs this case by case under its own policy, so be upfront about your history and ask Forte Bank how it evaluates prior bankruptcies.