Greenville National Bank
Greenville National Bank is an active SBA lender in Ohio, a bank offering SBA-guaranteed small-business loans. Currently rated 3.9 stars across 15 Google reviews.
$3M
in SBA approvals since 2011
8
SBA loans funded
General Retail · Construction & Contractors · Bars & Nightlife
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About Greenville National Bank
Greenville National Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on serving the Greenville community and surrounding areas, the bank provides personalized service and flexible financing options. Their SBA programs include 7(a) loans, which are ideal for working capital, equipment purchases, or real estate acquisitions, and they have a history of supporting local entrepreneurs with approval amounts up to $100,000. The bank's experienced team guides clients through the application process, ensuring clarity and efficiency. Whether you're a startup or an established business, Greenville National Bank is committed to helping you access the capital needed to succeed.
Common questions about Greenville National Bank
What is this place and what can I find here?
This is Greenville National Bank, where you can find a range of SBA loan options, banking services, and expert assistance for small business financing needs in the Greenville area.
Do I need an appointment or can I walk in?
You can walk in during business hours or schedule an appointment for personalized service and dedicated support with your SBA loan application or banking needs.
What are the hours of operation?
Greenville National Bank's Main Banking Center is open Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to 11:30 AM. Confirm hours for other locations with the bank.
Is there a fee to use this?
There are no fees to access basic banking services; however, specific loan applications may include processing fees which are disclosed upfront.
Who is this open to — anyone, or only residents/members?
This bank primarily serves residents and small businesses within the Greenville region, focusing on local community support.
What minimum personal credit score does this bank look for in a guarantor?
The bank generally looks for a minimum personal credit score of 620 for guarantors applying for SBA loans.
How long does the traditional underwriting process take from start to close?
The underwriting process typically takes between 30 to 45 days, depending on the completeness of your application and supporting documents.
Is this open on weekends?
Yes, Greenville National Bank's Main Banking Center is open Saturday from 8:00 AM to 11:30 AM. Other locations may have different weekend hours—confirm directly with the bank.
How do I get there and where do I park?
Greenville National Bank is located in Ohio — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Greenville National Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Greenville National Bank itself, which runs its own lending under its own ownership. If you work at Greenville National Bank, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Greenville National Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Greenville National Bank before applying. If you represent Greenville National Bank, claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach Greenville National Bank by phone at (937) 548-1114 or online at bankgnb.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Greenville National Bank before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Like most SBA lenders, Greenville National Bank can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask Greenville National Bank directly which industries it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Greenville National Bank participates in SBA Express depends on its specific SBA lending authority. Contact Greenville National Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Greenville National Bank can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Greenville National Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Greenville National Bank directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Greenville National Bank what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Greenville National Bank to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Greenville National Bank to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Greenville National Bank weighs this case by case under its own policy, so be upfront about your history and ask Greenville National Bank how it evaluates prior bankruptcies.
