Lexicon Bank
Lexicon Bank is an active SBA lender in Nevada, a bank offering SBA-guaranteed small-business loans. Currently rated 3.9 stars across 28 Google reviews.
$39M
in SBA approvals since 2020
52
SBA loans funded
Restaurants & Food Service · Fitness & Recreation · Medical Practices & Clinics
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About Lexicon Bank
Lexicon Bank offers comprehensive SBA lending solutions tailored to meet the needs of small businesses seeking growth capital or working capital financing. With a focus on the Las Vegas area, this financial institution provides expertise in SBA 7(a) loans, helping entrepreneurs access funding up to $400,000 for various business purposes. Their team is dedicated to guiding clients through the application process, ensuring a smooth experience from start to finish. Whether you're looking to expand, purchase equipment, or improve cash flow, Lexicon Bank's SBA programs are designed to support your business goals with flexible terms and competitive rates. Their knowledgeable staff works closely with borrowers to determine the best financing options, making them a trusted partner for small business owners in the region.
Serves SBA borrowers in 2 states
Lexicon Bank has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.
Industries Lexicon Bank finances
Business types Lexicon Bank actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about Lexicon Bank
What is this place and what can I find here?
This is a financial institution offering SBA loan programs and small business financing solutions designed to support local entrepreneurs and business owners.
Do I need an appointment or can I walk in?
It's recommended to schedule an appointment to ensure dedicated assistance, but walk-ins are also welcome during business hours.
What are the hours of operation?
Lexicon Bank operates Monday through Friday from 9:00 AM to 5:00 PM, with limited Saturday hours from 10:00 AM to 2:00 PM. Confirm current hours directly with the bank.
Is there a fee to use this?
There are no fees to visit the branch; however, loan application and processing fees may apply depending on the financing arrangement.
Who is this open to — anyone, or only residents/members?
This branch primarily serves local small business owners and residents in the Las Vegas area seeking SBA financing.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of 640 is generally preferred, though other factors are also considered in the approval process.
How long does the traditional underwriting process take from start to close?
The underwriting process typically takes 30 to 60 days, depending on the complexity of the loan and completeness of application materials.
Is this open on weekends?
Yes, Lexicon Bank is open on Saturdays from 10:00 AM to 2:00 PM. Confirm weekend availability for SBA lending services with the bank.
How do I get there and where do I park?
Lexicon Bank is located in Nevada — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Lexicon Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Lexicon Bank itself, which runs its own lending under its own ownership. If you work at Lexicon Bank, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Lexicon Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Lexicon Bank before applying. If you represent Lexicon Bank, claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach Lexicon Bank by phone at (702) 780-7700 or online at lexiconbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Lexicon Bank before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, Lexicon Bank most often finances businesses in restaurants & food service. This reflects Lexicon Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Lexicon Bank which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
Lexicon Bank offers SBA Express as part of its SBA lending services. Confirm specific eligibility and terms with Lexicon Bank's SBA lending team.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Lexicon Bank can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Lexicon Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Lexicon Bank directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Lexicon Bank what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Lexicon Bank to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Lexicon Bank to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Lexicon Bank weighs this case by case under its own policy, so be upfront about your history and ask Lexicon Bank how it evaluates prior bankruptcies.
