Mabrey Bank
Mabrey Bank is an active SBA lender in Oklahoma, a bank offering SBA-guaranteed small-business loans. Currently rated 4.1 stars across 31 Google reviews.
$32M
in SBA approvals since 2010
59
SBA loans funded
Construction & Contractors · Manufacturing · Medical Practices & Clinics
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About Mabrey Bank
Mabrey Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local Bixby community and surrounding regions, the bank provides flexible loan options including SBA 7(a) loans, which are ideal for working capital, equipment purchases, and real estate acquisitions. Their experienced lending team guides clients through the application process, ensuring clarity and support at every step. The bank's commitment to small business success is reflected in their personalized service and competitive rates. Whether you're a startup or an established enterprise, Mabrey Bank aims to facilitate your business goals with tailored financial solutions designed to meet your unique needs. Their expertise in SBA lending helps streamline the process, making it accessible and efficient for local entrepreneurs and business owners.
Industries Mabrey Bank finances
Business types Mabrey Bank actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about Mabrey Bank
What is this place and what can I find here?
This is a financial institution offering SBA loan programs and business banking services designed to support small business growth and development in the local community.
Do I need an appointment or can I walk in?
It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
What are the hours of operation?
Mabrey Bank operates Monday through Friday, 9:00 AM to 4:00 PM. Please confirm current hours directly with the bank.
Is there a fee to use this?
There are no fees to visit or inquire; however, loan applications and processing may involve standard fees as per SBA guidelines.
Who is this open to — anyone, or only residents/members?
This bank primarily serves small business owners and residents in the Bixby area and surrounding regions.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of approximately 640 is generally preferred, but it can vary based on the loan specifics.
How long does the traditional underwriting process take from start to close?
Typically, the underwriting process takes about 30 to 60 days, depending on the completeness of the application and documentation.
Is this open on weekends?
Mabrey Bank is closed on weekends.
How do I get there and where do I park?
Mabrey Bank is located in Oklahoma — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Mabrey Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Mabrey Bank itself, which runs its own lending under its own ownership. If you work at Mabrey Bank, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Mabrey Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Mabrey Bank before applying. If you represent Mabrey Bank, claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach Mabrey Bank by phone at (918) 366-4000 or online at mabreybank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Mabrey Bank before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, Mabrey Bank most often finances businesses in medical practices & clinics, construction & contractors, general retail, manufacturing, and transportation & trucking. This reflects Mabrey Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Mabrey Bank which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Mabrey Bank participates in SBA Express depends on its specific SBA lending authority. Contact Mabrey Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Mabrey Bank can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Mabrey Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Mabrey Bank directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Mabrey Bank what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Mabrey Bank to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Mabrey Bank to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Mabrey Bank weighs this case by case under its own policy, so be upfront about your history and ask Mabrey Bank how it evaluates prior bankruptcies.
