North Easton Savings Bank

This is a local bank offering SBA loan programs and small business financing options designed to support entrepreneurs and business growth in the South Easton area.

It is recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.

North Easton Savings Bank's South Easton location has drive-thru hours of 8:30 AM – 4:30 PM Monday-Wednesday, 8:30 AM – 5:00 PM Thursday-Friday, and 9:00 AM – 1:00 PM Saturday (closed Sunday); lobby hours by appointment. Please confirm current hours with the bank.

There are no fees to access basic information; loan application fees and closing costs apply depending on the specific financing arrangement.

This bank primarily serves local residents and small business owners in the South Easton area, but eligibility depends on meeting loan criteria.

A minimum personal credit score of 650 is generally preferred, but exceptions may be made based on overall creditworthiness.

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Yes, the South Easton location is open Saturdays with drive-thru service from 9:00 AM to 1:00 PM, but closed all day Sunday. Confirm with North Easton Savings Bank for current weekend availability.

North Easton Savings Bank is located in Massachusetts — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for North Easton Savings Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by North Easton Savings Bank itself, which runs its own lending under its own ownership. If you work at North Easton Savings Bank, you can claim this listing from this page to manage it.

The core details for North Easton Savings Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with North Easton Savings Bank before applying. If you represent North Easton Savings Bank, claim this listing to keep its information up to date.

You can reach the South Easton location by email at kgreenstein@nesb.com or mlahens-gedeon@nesb.com (branch managers), in addition to the phone number (508) 238-2007. Confirm current contact information with North Easton Savings Bank.

Based on its approved SBA loans, North Easton Savings Bank most often finances businesses in automotive repair & services, restaurants & food service, construction & contractors, transportation & trucking, and dental practices. This reflects North Easton Savings Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with North Easton Savings Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether North Easton Savings Bank participates in SBA Express depends on its specific SBA lending authority. Contact North Easton Savings Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. North Easton Savings Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. North Easton Savings Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask North Easton Savings Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask North Easton Savings Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask North Easton Savings Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with North Easton Savings Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. North Easton Savings Bank weighs this case by case under its own policy, so be upfront about your history and ask North Easton Savings Bank how it evaluates prior bankruptcies.