Origin Bank
Origin Bank is an active SBA lender in Louisiana, a bank offering SBA-guaranteed small-business loans. Currently rated 4.8 stars across 24 Google reviews.
About Origin Bank
Origin Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or working capital. With a focus on personalized service, they assist clients through the SBA 7(a) loan program, providing flexible terms and competitive rates. Their experienced team works closely with borrowers to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. Located in Choudrant, Louisiana, they serve a diverse range of industries, emphasizing community development and small business success. Whether you're a startup or an established enterprise, they aim to provide accessible financing options to help your business thrive.
Serves SBA borrowers in 3 states
Origin Bank has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.
Industries Origin Bank finances
Business types Origin Bank actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about Origin Bank
What is this place and what can I find here?
This is a financial institution specializing in SBA loans and small business financing. You can find assistance with loan applications, financial advice, and support for business growth through SBA programs.
Do I need an appointment or can I walk in?
It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may also be accommodated depending on availability.
What are the hours of operation?
The Choudrant Banking Center lobby operates Monday through Friday, 9:00am to 5:00pm, with the drive-thru open 8:00am to 5:00pm (until 6:00pm on Fridays). Please confirm current hours with Origin Bank.
Is there a fee to use this?
There are no fees to visit or inquire; however, loan processing and application fees may apply depending on the loan terms.
Who is this open to — anyone, or only residents/members?
This lender serves small business owners nationwide, regardless of residency, as long as the business meets qualification criteria.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of around 640 is generally preferred, though higher scores improve approval chances.
How long does the traditional underwriting process take from start to close?
The underwriting process typically takes 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Is this open on weekends?
The Choudrant Banking Center is closed on weekends. Both the lobby and drive-thru are closed on Saturdays and Sundays. Confirm with Origin Bank.
How do I get there and where do I park?
Origin Bank is located in Louisiana — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Origin Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Origin Bank itself, which runs its own lending under its own ownership. If you work at Origin Bank, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Origin Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Origin Bank before applying. If you represent Origin Bank, claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach Origin Bank by phone at (318) 232-7390 or online at origin.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Origin Bank before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, Origin Bank most often finances businesses in restaurants & food service. This reflects Origin Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Origin Bank which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Origin Bank participates in SBA Express depends on its specific SBA lending authority. Contact Origin Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Origin Bank can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Origin Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Origin Bank directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Origin Bank what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Origin Bank to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Origin Bank to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Origin Bank weighs this case by case under its own policy, so be upfront about your history and ask Origin Bank how it evaluates prior bankruptcies.
