SBA CLSC Servicing

This is a commercial bank that provides SBA loan services, including the SBA 7(a) program, to support small business growth and expansion nationwide. You can find assistance with loan applications, guidance on SBA programs, and personalized support for your business financing needs.

Since this is a bank, it's recommended to schedule an appointment for SBA loan consultations to ensure dedicated time with a lending specialist, though walk-ins may be accommodated depending on availability.

Standard banking hours are typically Monday through Friday from 9 am to 5 pm, but it's best to contact the branch directly for specific appointment times and availability.

There are no fees to access the bank's services; however, loan processing and guarantee fees may apply during the loan application process.

This bank serves small business owners and entrepreneurs nationwide, regardless of residency, provided they meet the SBA loan eligibility criteria.

A minimum personal credit score of around 650 is generally preferred, but the overall credit profile and business financials are also considered.

The underwriting process typically takes 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and SBA CLSC Servicing typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call SBA CLSC Servicing to confirm current weekend availability before you go.

SBA CLSC Servicing is located in District of Columbia — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for SBA CLSC Servicing, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by SBA CLSC Servicing itself, which runs its own lending under its own ownership. If you work at SBA CLSC Servicing, you can claim this listing from this page to manage it.

The core details for SBA CLSC Servicing — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with SBA CLSC Servicing before applying. If you represent SBA CLSC Servicing, claim this listing to keep its information up to date.

You can reach SBA CLSC Servicing by phone at (800) 827-5722 or online at sba.gov — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with SBA CLSC Servicing before relying on them.

Based on its approved SBA loans, SBA CLSC Servicing most often finances businesses in restaurants & food service. This reflects SBA CLSC Servicing's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with SBA CLSC Servicing which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether SBA CLSC Servicing participates in SBA Express depends on its specific SBA lending authority. Contact SBA CLSC Servicing and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. SBA CLSC Servicing can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. SBA CLSC Servicing's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask SBA CLSC Servicing directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask SBA CLSC Servicing what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask SBA CLSC Servicing to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with SBA CLSC Servicing to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. SBA CLSC Servicing weighs this case by case under its own policy, so be upfront about your history and ask SBA CLSC Servicing how it evaluates prior bankruptcies.