Susser Bank

This is a financial institution offering SBA loan programs designed to support small business growth, including tailored financing options and expert guidance.

It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.

Susser Bank operates from 9 AM to 5 PM, Monday through Sunday — confirm with your local branch for specific holiday hours.

There are no fees for simply visiting or consulting; loan fees apply during the application process based on the loan terms.

This bank primarily serves local residents and business owners in the Dallas area, but may also support regional clients depending on the loan type.

A minimum personal credit score of around 640 is generally required, though higher scores improve approval chances.

The process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.

Yes, Susser Bank is open on weekends — Saturday and Sunday from 9 AM to 5 PM — though you should confirm directly with your local branch.

Susser Bank is located in Texas — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Susser Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Susser Bank itself, which runs its own lending under its own ownership. If you work at Susser Bank, you can claim this listing from this page to manage it.

The core details for Susser Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Susser Bank before applying. If you represent Susser Bank, claim this listing to keep its information up to date.

You can reach Susser Bank by phone at (214) 346-4190 or online at susserbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Susser Bank before relying on them.

Based on its approved SBA loans, Susser Bank most often finances businesses in restaurants & food service, medical practices & clinics, childcare & early education, fitness & recreation, manufacturing, and wholesale & distribution. This reflects Susser Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Susser Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Susser Bank participates in SBA Express depends on its specific SBA lending authority. Contact Susser Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

Yes, Susser Bank is an SBA Preferred Lender, which means it can approve SBA loans in-house for faster decisions — confirm current PLP status directly with the bank.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Susser Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Susser Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Susser Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Susser Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Susser Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Susser Bank weighs this case by case under its own policy, so be upfront about your history and ask Susser Bank how it evaluates prior bankruptcies.