Stride Bank, National Association

This is a financial institution offering SBA loan programs designed to help small businesses grow and succeed. You can find information on loan options, application processes, and personalized support for your business needs.

It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.

Stride Bank's Customer Convenience Center operates Monday through Friday from 8 AM to 6 PM. Please confirm current hours directly with the bank.

There are no fees to access basic information, but loan application and processing may involve fees such as guarantee fees and closing costs.

This lender primarily serves small businesses nationwide, regardless of residency, provided they meet eligibility criteria.

A minimum personal credit score of around 640 is generally preferred, but other factors also influence approval.

The process typically takes 30 to 60 days, depending on the complexity of the loan and completeness of the application.

Stride Bank is open on Saturday from 8 AM to 1 PM. Sunday hours are not listed. Contact the bank to confirm weekend SBA lending staff availability.

Stride Bank, National Association is located in Oklahoma — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Stride Bank, National Association, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Stride Bank, National Association itself, which runs its own lending under its own ownership. If you work at Stride Bank, National Association, you can claim this listing from this page to manage it.

The core details for Stride Bank, National Association — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Stride Bank, National Association before applying. If you represent Stride Bank, National Association, claim this listing to keep its information up to date.

You can contact Stride Bank at (580) 233-3535 or email customerservice@stridebank.com. For SBA lending inquiries, confirm availability with the bank.

Based on its approved SBA loans, Stride Bank, National Association most often finances businesses in general retail, medical practices & clinics, restaurants & food service, and manufacturing. This reflects Stride Bank, National Association's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Stride Bank, National Association which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Stride Bank, National Association participates in SBA Express depends on its specific SBA lending authority. Contact Stride Bank, National Association and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Stride Bank, National Association can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Stride Bank, National Association's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Stride Bank, National Association directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Stride Bank, National Association what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Stride Bank, National Association to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Stride Bank, National Association to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Stride Bank, National Association weighs this case by case under its own policy, so be upfront about your history and ask Stride Bank, National Association how it evaluates prior bankruptcies.