SBA Lenders in Iowa
132 SBA lenders have funded 5,952 approved SBA loans for Iowa businesses.
64 are based in Iowa; the rest are national or multi-state lenders that actively fund Iowa businesses.
SBA lenders serving Iowa
All 132 lenders that fund SBA loans for Iowa businesses — 64 based in Iowa, plus national and multi-state lenders. Multi-state listings link to their branch finder for Iowa.
Top-rated in Iowa
Bank5.0(6)
132 lenders
American Bank and Trust
6810 S Minnesota Ave
Sioux Falls, South Dakota
Serves Iowa — 5 approved
Find a local branch →Bank5.0(2)
First National Bank
307 Hustan Ave
Fort Pierre, South Dakota
Serves Iowa — 31 approved
Find a local branch →Bank5.0(1)
Bank4.9(180)
Bank4.9(109)
Bank4.9(23)
Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves Iowa — 14 approved
Find a local branch →Bank4.8(3862)
Bank4.7(172)
Banc of California
11611 San Vicente Blvd, Ste 50
Los Angeles, California
Serves Iowa — 7 approved
Find a local branch →Bank4.6(22)
Midstates Bank, National Association
1851 Madison Ave, Ste 732
Council Bluffs, Iowa
Find a local branch →Bank4.6(21)
Bank4.6(10)
Bank4.5(61)
Bank4.5(11)Verified 
First Internet Bank of Indiana
8701 E 116th St
Fishers, Indiana
Serves Iowa — 10 approved
Find a local branch →Bank4.4(557)
Bank4.4(115)
Climate First Bank
182 37th Ave N
St. Petersburg, Florida
Serves Iowa — 5 approved
Find a local branch →Bank4.4(96)
Bank4.4(17)
JPMorgan Chase Bank, National Association
1111 Polaris Pkwy
Columbus, Ohio
Serves Iowa — 10 approved
Find a local branch →Bank4.3(144)
Credit Union4.3(137)
Bank Five Nine
155 W Wisconsin Ave
Oconomowoc, Wisconsin
Serves Iowa — 14 approved
Find a local branch →Bank4.3(78)
Bank4.3(21)
Every SBA lender serving Iowa, A to Z
The complete index of all 132 lenders that fund SBA loans for Iowa businesses. Every name links to that lender's full listing.
#
- 1st Source Bank — South Bend, Indiana
A
- Access Bank — Omaha, Nebraska
- American Bank and Trust — Sioux Falls, South Dakota
- American National Bank — Omaha, Nebraska
- American State Bank — Sioux Center, Iowa
- Arbor Bank — Nebraska City, Nebraska
- Ascentra CU — Bettendorf, Iowa
- Availa Bank — Carroll, Iowa
B
- Banc of California — Los Angeles, California
- BANK — Wapello, Iowa
- Bank Five Nine — Oconomowoc, Wisconsin
- Bank Midwest — Spirit Lake, Iowa
- Bank of America, National Association — Charlotte, North Carolina
- Bankers Trust Company — Des Moines, Iowa
- BankFirst — Norfolk, Nebraska
- BankIowa — Cedar Rapids, Iowa
- BankOrion — Orion, Illinois
- BankUnited, National Association — Miami Lakes, Florida
- BankVista — Sartell, Minnesota
- BayFirst National Bank — Saint Petersburg, Florida
- BMO Bank National Association — Chicago, Illinois
- Boone Bank and Trust Co — Boone, Iowa
- Bridge Community Bank — Mount Vernon, Iowa
- Byline Bank — Chicago, Illinois
C
- Capital Bank, National Association — Rockville, Maryland
- CBI Bank and Trust — Muscatine, Iowa
- Cedar Rapids Bank and Trust Company — Cedar Rapids, Iowa
- Celtic Bank Corporation — Salt Lake City, Utah
- Centris Federal Credit Union — Omaha, Nebraska
- Charter Bank — Johnston, Iowa
- Cherokee State Bank — Cherokee, Iowa
- Citizens Bank — Elizabethton, Tennessee
- Citizens First Bank — Clinton, Iowa
- City State Bank — Norwalk, Iowa
- Climate First Bank — St. Petersburg, Florida
- Collins Community Credit Union — Cedar Rapids, Iowa
- Colony Bank — Fitzgerald, Georgia
- Community 1st CU — Ottumwa, Iowa
- Community Bank of Oelwein — Oelwein, Iowa
- Community Savings Bank — Edgewood, Iowa
- Core Bank — Omaha, Nebraska
- CUSB Bank — Cresco, Iowa
D
- Denver Savings Bank — Denver, Iowa
F
- Fairfax State Savings Bank — Fairfax, Iowa
- Falcon National Bank — Foley, Minnesota
- Farmers and Merchants Savings Bank — Manchester, Iowa
- Farmers and Merchants State Bank — Winterset, Iowa
- Farmers Savings Bank — Traer, Iowa
- Farmers State Bank — Waterloo, Iowa
- First Business Bank — Madison, Wisconsin
- First Central State Bank — De Witt, Iowa
- First Citizens Bank — Mason City, Iowa
- First Internet Bank of Indiana — Fishers, Indiana
- First Interstate Bank — Billings, Montana
- First Iowa State Bank — Albia, Iowa
- First National Bank — Fort Pierre, South Dakota
- First National Bank Ames, Iowa — Ames, Iowa
- First National Bank of Omaha — Omaha, Nebraska
- First Western SBLC, Inc — Dallas, Texas
- Five Star Bank — Rancho Cordova, California
- Fortress Bank — Peoria, Illinois
- Freedom Financial Bank — West Des Moines, Iowa
G
- GBank — Las Vegas, Nevada
- Great Southern Bank — Springfield, Missouri
- GreenState CU — North Liberty, Iowa
- Guthrie County State Bank — Panora, Iowa
H
- Harvest Small Business Finance, LLC — Laguna Hills, California
- Heartland Bank — Somers, Iowa
- Heartland Bank and Trust Company — Bloomington, Illinois
- Heritage Bank Inc — Burlington, Kentucky
- Heritage Bank, National Association — Spicer, Minnesota
- Hills Bank and Trust Company — Hills, Iowa
- Houghton State Bank — Red Oak, Iowa
I
- IH Mississippi Valley Credit Union — Moline, Illinois
- Independence Bank — East Greenwich, Rhode Island
- Iowa State Bank — Hull, Iowa
- Iowa State Bank and Trust Company of Fairfield, Iowa — Fairfield, Iowa
- Iowa State Savings Bank — Creston, Iowa
- Iowa Trust and Savings Bank — Centerville, Iowa
J
- JPMorgan Chase Bank, National Association — Columbus, Ohio
K
- Kerndt Brothers Savings Bank — Lansing, Iowa
- Keystone Savings Bank — Marengo, Iowa
L
- Leighton State Bank — Pella, Iowa
- LendingClub Bank, National Association — Lehi, Utah
- Lendistry SBLC, LLC — Los Angeles, California
- Liberty National Bank — Sioux City, Iowa
- Lincoln Savings Bank — Reinbeck, Iowa
- Live Oak Banking Company — Wilmington, North Carolina
- Luana Savings Bank — Luana, Iowa
M
- Midstates Bank, National Association — Council Bluffs, Iowa
- Midwest Heritage Bank, F.S.B. — West Des Moines, Iowa
- Morton Community Bank — Morton, Illinois
N
- Newtek Bank, National Association — Miami, Florida
- Newtek Small Business Finance, Inc. — Lake Success, New York
- Nicolet National Bank — Green Bay, Wisconsin
- NSB Bank — Mason City, Iowa
O
- OakStar Bank — Springfield, Missouri
- Old National Bank — Evansville, Indiana
P
- Pathward National Association — Sioux Falls, South Dakota
- PNC Bank, National Association — Wilmington, Delaware
Q
- Quad City Bank and Trust Company — Bettendorf, Iowa
R
- Raccoon Valley Bank — Perry, Iowa
- Readycap Lending, LLC — Berkeley Heights, New Jersey
- Reliance State Bank — Story City, Iowa
S
- Security National Bank of Omaha — Omaha, Nebraska
- Security Savings Bank — Canton, South Dakota
- Shoreham Bank — Warwick, Rhode Island
- South Ottumwa Savings Bank — Ottumwa, Iowa
- Stearns Bank National Association — Saint Cloud, Minnesota
T
- TBK Bank, SSB — Dallas, Texas
- The Bancorp Bank National Association — Sioux Falls, South Dakota
- The Clinton National Bank — Clinton, Iowa
- The Huntington National Bank — Columbus, Ohio
- The Security National Bank of Sioux City, Iowa — Sioux City, Iowa
- Time Bank — Park Ridge, Illinois
- TruBank — Indianola, Iowa
- Truliant FCU — Winston-Salem, North Carolina
- Twin Cedars Bank — Bussey, Iowa
U
- U.S. Bank, National Association — Cincinnati, Ohio
- UMB Bank, National Association — Kansas City, Missouri
- Union Bank and Trust Company — Lincoln, Nebraska
- Union State Bank — Greenfield, Iowa
- United Bank of Iowa — Ida Grove, Iowa
- United Community Bank — Greenville, South Carolina
- United Midwest Savings Bank National Association — De Graff, Ohio
V
- VelocitySBA, LLC — Irving, Texas
- Veridian CU — Waterloo, Iowa
- VisionBank of Iowa — Ames, Iowa
W
- WCF Financial Bank — Webster City, Iowa
- Wells Fargo Bank National Association — Sioux Falls, South Dakota
- West Bank — West Des Moines, Iowa
- Westside State Bank — Westside, Iowa
Skip the calling-around in Iowa
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Get My Iowa ShortlistIowa SBA lender questions
How many SBA lenders serve Iowa?
132 lenders have funded SBA loans for Iowa businesses (5,952 approved loans in total) — 64 based in Iowa, plus national and multi-state lenders that fund Iowa borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Iowa?
Yes. SBA loans are federal, so an out-of-state lender can fund your Iowa business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Iowa?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. BANK currently holds the top rating among Iowa-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.