Franchise financing
SBA Loans for Franchises
SBA loans are a popular way to fund a franchise — covering the franchise fee, build-out, equipment, and working capital — for brands listed on the SBA Franchise Directory.
SBA Franchise Directory
The franchise brand must be on the SBA Franchise Directory for the loan to qualify. Most established franchisors are.
What it covers
Initial franchise fee, leasehold improvements/build-out, equipment, signage, and opening working capital — often bundled into one 7(a) loan.
First-time owners welcome
Franchises are attractive to SBA lenders because the brand system and training de-risk a first-time owner.
Frequently asked
Can I get an SBA loan for any franchise?
The franchise must appear on the SBA Franchise Directory. Most nationally known franchisors are listed.
What can the loan pay for?
The franchise fee, build-out, equipment, signage, and startup working capital — commonly financed together in a single 7(a) loan.
Other ways businesses use SBA loans
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