New York
Top SBA lenders in Rochester
Businesses in the Rochester area have received $555M across 2,499 approved SBA 7(a) & 504 loans (FY2010–present). Here are the lenders that funded the most, by real approval volume.
| # | Lender | SBA approvals in Rochester | Rating |
|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | $110M | 2.6(24) |
| 2 | Genesee Regional Bank | $80M | 3.7(50) |
| 3 | The Canandaigua National Bank and Trust Company | $54M | 3.4(66) |
| 4 | ESL FCU | $48M | 3.5(141) |
| 5 | KeyBank National Association | $33M | 5.0(2) |
| 6 | Empire State Certified Development Corporation | $28M | 3.0(2) |
| 7 | Celtic Bank Corporation | $17M | 4.1(348) |
| 8 | Wells Fargo Bank National Association | $17M | 3.0(23) |
| 9 | New York Business Development Corporation | $14M | 4.4(8) |
| 10 | Live Oak Banking Company | $12M | 3.4(145) |
| 11 | The Lyons National Bank | $12M | 3.8(23) |
| 12 | Citizens Bank, National Association | $11M | 1.4(109) |
| 13 | Tompkins Community Bank | $10M | 3.0(21) |
| 14 | JPMorgan Chase Bank, National Association | $6M | 4.3(144) |
| 15 | NBT Bank, National Association | $5M | 2.8(38) |
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present), by borrower project location. See all New York SBA lenders →
SBA lenders in Rochester — common questions
Which SBA lender is most active in Rochester?
Manufacturers and Traders Trust Company has approved the most SBA 7(a) & 504 funding for Rochester-area businesses — $110M in total. The full ranking of the most active lenders is on this page, sourced from public SBA FOIA loan-approval records.
How much SBA funding have Rochester businesses received?
Businesses in the Rochester area have received $555M across 2,499 approved SBA 7(a) & 504 loans since FY2010, based on public SBA FOIA loan-approval records by borrower project location.
Do I have to use an SBA lender based in Rochester?
No. SBA loans are federal, so a national or out-of-state lender can fund your Rochester business — national SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender helps most when your deal needs site visits or local market knowledge.
How are the top Rochester SBA lenders ranked?
By total gross SBA loan approvals to borrowers in the Rochester area, from the U.S. SBA's public FOIA 7(a) & 504 data (FY2010–present) — real approval volume, not advertising.
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