SBA Lenders in North Dakota
56 SBA lenders have funded 2,771 approved SBA loans for North Dakota businesses.
30 are based in North Dakota; the rest are national or multi-state lenders that actively fund North Dakota businesses.
Featured in North Dakota
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SBA lenders serving North Dakota
All 56 lenders that fund SBA loans for North Dakota businesses — 30 based in North Dakota, plus national and multi-state lenders. Multi-state listings link to their branch finder for North Dakota.
52 lenders
Credit Union5.0(5)

Ultima Bank Minnesota
9 W Minnesota Ave
Winger, Minnesota
Serves North Dakota — 6 approved
Find a local branch →Bank5.0(3)Frandsen Bank and Trust
4388 Round Lake Road West
Arden Hills, Minnesota
Serves North Dakota — 19 approved
Find a local branch →Bank5.0(1)
Timberline Bank
649 Market Street
Grand Junction, Colorado
Serves North Dakota — 5 approved
Find a local branch →Bank4.7(112)


Bank4.4(63)
Dacotah Bank
308 S Main St
Aberdeen, South Dakota
Serves North Dakota — 37 approved
Find a local branch →Bank4.3(6)

Midwest Bank
613 Hwy 10 E
Detroit Lakes, Minnesota
Serves North Dakota — 6 approved
Find a local branch →Bank4.2(19)


Celtic Bank Corporation
268 S State St, Ste 300
Salt Lake City, Utah
Serves North Dakota — 15 approved
Find a local branch →Bank4.1(348)
Bank4.1(28)
Security Bank USA
1025 Paul Bunyan Dr NW
Bemidji, Minnesota
Serves North Dakota — 11 approved
Find a local branch →Bank4.1(26)


BayFirst National Bank
700 Central Avenue
Saint Petersburg, Florida
Serves North Dakota — 18 approved
Find a local branch →Bank4.0(84)


BNC National Bank
20175 N 67th Ave
Glendale, Arizona
Serves North Dakota — 54 approved
Find a local branch →Bank4.0(22)
Bank4.0(11)


Plains Commerce Bank
3905 W 49th St
Sioux Falls, South Dakota
Serves North Dakota — 9 approved
Find a local branch →Bank3.8(59)
Bank3.8(23)

Readycap Lending, LLC
200 Connell Drive
Berkeley Heights, New Jersey
Serves North Dakota — 13 approved
Find a local branch →Bank3.6(95)United Midwest Savings Bank National Association
101 S Main St
De Graff, Ohio
Serves North Dakota — 8 approved
Find a local branch →Bank3.5(6)
Live Oak Banking Company
1741 Tiburon Dr
Wilmington, North Carolina
Serves North Dakota — 13 approved
Find a local branch →Bank3.4(145)
Stearns Bank National Association
4191 2nd St South
Saint Cloud, Minnesota
Serves North Dakota — 13 approved
Find a local branch →Bank3.3(34)
Stockman Bank of Montana
700 Main St
Miles City, Montana
Serves North Dakota — 5 approved
Find a local branch →Bank3.3(11)Red River State Bank
300 2nd Ave, West
Halstad, Minnesota
Serves North Dakota — 40 approved
Find a local branch →Bank3.3(7)
Skip the calling-around in North Dakota
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Get My North Dakota ShortlistNorth Dakota SBA lender questions
How many SBA lenders serve North Dakota?
56 lenders have funded SBA loans for North Dakota businesses (2,771 approved loans in total) — 30 based in North Dakota, plus national and multi-state lenders that fund North Dakota borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside North Dakota?
Yes. SBA loans are federal, so an out-of-state lender can fund your North Dakota business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in North Dakota?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. North Star Community Credit Union currently holds the top rating among North Dakota-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
