
SBA Lenders in Rhode Island
46 SBA lenders have funded 5,134 approved SBA loans for Rhode Island businesses.
11 are based in Rhode Island; the rest are national or multi-state lenders that actively fund Rhode Island businesses.
Featured in Rhode Island
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SBA lenders serving Rhode Island
All 46 lenders that fund SBA loans for Rhode Island businesses — 11 based in Rhode Island, plus national and multi-state lenders. Multi-state listings link to their branch finder for Rhode Island.
42 lenders

Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves Rhode Island — 863 approved
Find a local branch →Bank5.0(8)- Development Company5.0(6)

Mechanics Cooperative Bank
470 Myles Standish Blvd
Taunton, Massachusetts
Serves Rhode Island — 11 approved
Find a local branch →Bank4.9(32)
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves Rhode Island — 5 approved
Find a local branch →Bank4.6(207)

JPMorgan Chase Bank, National Association
1111 Polaris Pkwy
Columbus, Ohio
Serves Rhode Island — 12 approved
Bank4.3(144)
Bank Five Nine
155 W Wisconsin Ave
Oconomowoc, Wisconsin
Serves Rhode Island — 5 approved
Find a local branch →Bank4.3(78)
Eastern Bank
Oliver Street Tower, 125 High
Boston, Massachusetts
Serves Rhode Island — 739 approved
Find a local branch →Bank4.3(38)
Leader Bank, National Association
180 Massachusetts Ave
Arlington, Massachusetts
Serves Rhode Island — 12 approved
Find a local branch →Bank4.2(35)
Celtic Bank Corporation
268 S State St, Ste 300
Salt Lake City, Utah
Serves Rhode Island — 34 approved
Find a local branch →Bank4.1(348)
UniBank for Savings
49 Church St
Whitinsville, Massachusetts
Serves Rhode Island — 7 approved
Find a local branch →Bank4.1(75)
BayFirst National Bank
700 Central Avenue
Saint Petersburg, Florida
Serves Rhode Island — 40 approved
Find a local branch →Bank4.0(84)Dean Co-operative Bank
21 Main St
Franklin, Massachusetts
Serves Rhode Island — 7 approved
Find a local branch →Bank4.0(29)Community Investment Corporation
2315 Whitney Avenue
Hamden, Connecticut
Serves Rhode Island — 49 approved
Bank4.0(1)
Baycoast Bank
330 Swansea Mall Dr
Swansea, Massachusetts
Serves Rhode Island — 71 approved
Find a local branch →Bank3.9(20)Middlesex Savings Bank
6 Main St
Natick, Massachusetts
Serves Rhode Island — 5 approved
Find a local branch →Bank3.9(18)
Fall River Five Cents Savings Bank d/b/a BankFive
79 N Main St
Fall River, Massachusetts
Serves Rhode Island — 33 approved
Find a local branch →Bank3.7(29)
Bristol County Savings Bank
29 Broadway
Taunton, Massachusetts
Serves Rhode Island — 329 approved
Find a local branch →Bank3.7(27)
Readycap Lending, LLC
200 Connell Drive
Berkeley Heights, New Jersey
Serves Rhode Island — 24 approved
Find a local branch →Bank3.6(95)United Midwest Savings Bank National Association
101 S Main St
De Graff, Ohio
Serves Rhode Island — 12 approved
Find a local branch →Bank3.5(6)
Live Oak Banking Company
1741 Tiburon Dr
Wilmington, North Carolina
Serves Rhode Island — 39 approved
Find a local branch →Bank3.4(145)
Stearns Bank National Association
4191 2nd St South
Saint Cloud, Minnesota
Serves Rhode Island — 10 approved
Find a local branch →Bank3.3(34)
Metro City Bank
5114 Buford Hwy
Doraville, Georgia
Serves Rhode Island — 6 approved
Find a local branch →Bank3.2(11)
Jewett City Savings Bank
111 Main St
Jewett City, Connecticut
Serves Rhode Island — 10 approved
Find a local branch →Bank3.1(31)
TD Bank, National Association
2035 Limestone Rd
Wilmington, Delaware
Serves Rhode Island — 212 approved
Find a local branch →Bank3.0(38)
Rockland Trust Company
288 Union St
Rockland, Massachusetts
Serves Rhode Island — 31 approved
Find a local branch →Bank3.0(37)Santander Bank, National Association
824 N Market St, Ste 100
Wilmington, Delaware
Serves Rhode Island — 183 approved
Find a local branch →Bank3.0(24)Wells Fargo Bank National Association
3201 N 4th Ave
Sioux Falls, South Dakota
Serves Rhode Island — 22 approved
Find a local branch →Bank3.0(23)

Manufacturers and Traders Trust Company
One M & T Plaza, 15th Fl
Buffalo, New York
Serves Rhode Island — 12 approved
Find a local branch →Bank2.6(24)
LendingClub Bank, National Association
2701 N Thanksgiving Way
Lehi, Utah
Serves Rhode Island — 14 approved
Find a local branch →Bank2.3(12)
Newtek Bank, National Association
1111 Brickell Ave, Ste 135
Miami, Florida
Serves Rhode Island — 24 approved
Find a local branch →Bank2.3(3)
The Huntington National Bank
17 S High St.
Columbus, Ohio
Serves Rhode Island — 35 approved
Find a local branch →Bank2.2(69)
Bank of America, National Association
100 North Tryon Street
Charlotte, North Carolina
Serves Rhode Island — 59 approved
Find a local branch →Bank2.1(181)
Newtek Small Business Finance, Inc.
1981 Marcus Avenue
Lake Success, New York
Serves Rhode Island — 73 approved
Find a local branch →Bank1.7(33)Webster Bank National Association
137 Bank St
Waterbury, Connecticut
Serves Rhode Island — 281 approved
Find a local branch →Bank1.5(23)
Bank1.4(109)
Skip the calling-around in Rhode Island
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Get My Rhode Island ShortlistRhode Island SBA lender questions
How many SBA lenders serve Rhode Island?
46 lenders have funded SBA loans for Rhode Island businesses (5,134 approved loans in total) — 11 based in Rhode Island, plus national and multi-state lenders that fund Rhode Island borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside Rhode Island?
Yes. SBA loans are federal, so an out-of-state lender can fund your Rhode Island business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in Rhode Island?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Business Development Company currently holds the top rating among Rhode Island-based SBA lenders at 5.0 stars. Preferred (PLP) lenders move fastest on approval timelines.
