First Security Bank of Nevada

This is a financial institution offering SBA loan programs and small business financing solutions designed to support local entrepreneurs and business growth.

It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.

First Security Bank of Nevada operates Monday through Friday, 9:00 AM to 5:00 PM. Contact the bank directly to confirm current hours.

There are no fees to visit or inquire; however, loan application and processing fees may apply for financing services.

This service is open to small business owners and entrepreneurs in the Las Vegas area seeking SBA financing.

A minimum personal credit score of around 650 is generally preferred, though qualifications may vary based on overall financial health.

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and First Security Bank of Nevada typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call First Security Bank of Nevada to confirm current weekend availability before you go.

First Security Bank of Nevada is located in Nevada — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for First Security Bank of Nevada, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by First Security Bank of Nevada itself, which runs its own lending under its own ownership. If you work at First Security Bank of Nevada, you can claim this listing from this page to manage it.

The core details for First Security Bank of Nevada — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with First Security Bank of Nevada before applying. If you represent First Security Bank of Nevada, claim this listing to keep its information up to date.

You can reach First Security Bank of Nevada by phone at (702) 853-0900, toll-free at 855-830-0900, or email customerservice@fsbnv.com — confirm the best contact method for SBA lending inquiries.

Based on its approved SBA loans, First Security Bank of Nevada most often finances businesses in hotels & lodging, legal services, and restaurants & food service. This reflects First Security Bank of Nevada's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with First Security Bank of Nevada which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether First Security Bank of Nevada participates in SBA Express depends on its specific SBA lending authority. Contact First Security Bank of Nevada and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. First Security Bank of Nevada can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. First Security Bank of Nevada's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask First Security Bank of Nevada directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask First Security Bank of Nevada what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask First Security Bank of Nevada to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with First Security Bank of Nevada to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. First Security Bank of Nevada weighs this case by case under its own policy, so be upfront about your history and ask First Security Bank of Nevada how it evaluates prior bankruptcies.