
SBA Lenders in North Carolina
151 SBA lenders have funded 18,155 approved SBA loans for North Carolina businesses.
22 are based in North Carolina; the rest are national or multi-state lenders that actively fund North Carolina businesses.
Featured in North Carolina
Featured 
Featured 
Featured
Bank4.7(18)Featured
Bank4.6(33)
SBA lenders serving North Carolina
All 151 lenders that fund SBA loans for North Carolina businesses — 22 based in North Carolina, plus national and multi-state lenders. Multi-state listings link to their branch finder for North Carolina.
147 lenders

Port 51 Lending LLC
2 Park Avenue
New York, New York
Serves North Carolina — 22 approved
Find a local branch →Bank5.0(45)
Beacon Bank and Trust
2 Harvard Street
Brookline, Massachusetts
Serves North Carolina — 37 approved
Find a local branch →Bank5.0(8)
Bank5.0(7)
Commonwealth Business Bank
3435 Wilshire Blvd, Ste 700
Los Angeles, California
Serves North Carolina — 12 approved
Find a local branch →Bank5.0(6)
Cogent Bank
420 S Orange Ave, Ste 150
Orlando, Florida
Serves North Carolina — 7 approved
Find a local branch →Bank5.0(5)Partner Community Capital
106 W. Washington Street, 2nd
Charles Town, West Virginia
Serves North Carolina — 28 approved
Find a local branch →Bank5.0(3)KeyBank National Association
127 Public Sq
Cleveland, Ohio
Serves North Carolina — 15 approved
Find a local branch →Bank5.0(2)22nd State Bank, A Division of 22nd State Banking Company
51 St. Joseph St
Mobile, Alabama
Serves North Carolina — 15 approved
Find a local branch →Bank5.0(1)Centerstone SBA Lending, Inc.
700 S Flower Street
Los Angeles, California
Serves North Carolina — 17 approved
Find a local branch →Bank5.0(1)- Bank5.0(1)
First Federal Bank
4705 W US Hwy 90
Lake City, Florida
Serves North Carolina — 21 approved
Find a local branch →Bank4.9(144)
Colony Bank
115 S Grant St
Fitzgerald, Georgia
Serves North Carolina — 29 approved
Find a local branch →Bank4.9(109)

Lendistry SBLC, LLC
767 South Alameda Street
Los Angeles, California
Serves North Carolina — 61 approved
Find a local branch →Bank4.8(3862)
First Commonwealth Bank
654 Philadelphia St
Indiana, Pennsylvania
Serves North Carolina — 12 approved
Find a local branch →Bank4.8(438)
First Horizon Bank
165 Madison Ave
Memphis, Tennessee
Serves North Carolina — 255 approved
Find a local branch →Bank4.8(379)
Quaint Oak Bank
501 Knowles Ave
Southampton, Pennsylvania
Serves North Carolina — 6 approved
Find a local branch →Bank4.8(32)
Florida Business Development Corporation
1715 North Westshore Blvd
Tampa, Florida
Serves North Carolina — 6 approved
Find a local branch →Development Company4.8(8)
Citizens Bank
300 Broad St
Elizabethton, Tennessee
Serves North Carolina — 168 approved
Find a local branch →Bank4.7(172)
Meridian Bank
9 Old Lincoln Hwy
Malvern, Pennsylvania
Serves North Carolina — 21 approved
Find a local branch →Bank4.7(40)
Coastal States Bank
5, Bow Circle
Hilton Head Island, South Carolina
Serves North Carolina — 38 approved
Find a local branch →Bank4.7(16)
Florida Capital Bank, National Association
10151 Deerwood Park Blvd, Ste
Jacksonville, Florida
Serves North Carolina — 10 approved
Find a local branch →Bank4.7(15)
First Port City Bank
400 W Shotwell St
Bainbridge, Georgia
Serves North Carolina — 6 approved
Find a local branch →Bank4.7(12)
Paragon Bank
5400 Poplar Ave, Ste 150
Memphis, Tennessee
Serves North Carolina — 24 approved
Find a local branch →Bank4.7(6)
IncredibleBank
327 N 17th Ave
Wausau, Wisconsin
Serves North Carolina — 35 approved
Find a local branch →Bank4.6(510)
First Bank of the Lake
4558 Osage Beach Pkwy, Ste 100
Osage Beach, Missouri
Serves North Carolina — 106 approved
Find a local branch →Bank4.6(207)
Buckeye State Bank
9482 Wedgewood Blvd
Powell, Ohio
Serves North Carolina — 5 approved
Find a local branch →Bank4.6(73)

Banc of California
11611 San Vicente Blvd, Ste 50
Los Angeles, California
Serves North Carolina — 63 approved
Find a local branch →Bank4.6(22)

Peoples Bank
160 E Maud Ave
Mendenhall, Mississippi
Serves North Carolina — 25 approved
Find a local branch →Bank4.6(9)
Oconee State Bank
35 N Main St
Watkinsville, Georgia
Serves North Carolina — 5 approved
Find a local branch →Bank4.5(60)Countybank
419 Main St
Greenwood, South Carolina
Serves North Carolina — 10 approved
Find a local branch →Bank4.5(28)
The First Bank and Trust Company
359 W Main St
Lebanon, Virginia
Serves North Carolina — 24 approved
Find a local branch →Bank4.5(25)
Columbia Bank
5885 Meadows, Ste 400
Lake Oswego, Oregon
Serves North Carolina — 118 approved
Find a local branch →Bank4.5(10)
First Internet Bank of Indiana
8701 E 116th St
Fishers, Indiana
Serves North Carolina — 44 approved
Find a local branch →Bank4.4(557)
Climate First Bank
182 37th Ave N
St. Petersburg, Florida
Serves North Carolina — 7 approved
Find a local branch →Bank4.4(96)
JPMorgan Chase Bank, National Association
1111 Polaris Pkwy
Columbus, Ohio
Serves North Carolina — 70 approved
Bank4.3(144)
Bank Five Nine
155 W Wisconsin Ave
Oconomowoc, Wisconsin
Serves North Carolina — 71 approved
Find a local branch →Bank4.3(78)
Skip the calling-around in North Carolina
Tell us your loan size and timeline. We'll shortlist the 3 North Carolina lenders most likely to fund your deal. Free, and your info only goes to lenders you approve.
Get My North Carolina ShortlistNorth Carolina SBA lender questions
How many SBA lenders serve North Carolina?
151 lenders have funded SBA loans for North Carolina businesses (18,155 approved loans in total) — 22 based in North Carolina, plus national and multi-state lenders that fund North Carolina borrowers. Counts are sourced from SBA loan records by borrower location.
Can I use an SBA lender outside North Carolina?
Yes. SBA loans are federal, so an out-of-state lender can fund your North Carolina business. National SBA lenders like Live Oak Bank and Newtek lend in all 50 states. A local lender still helps when the deal needs site visits or local market knowledge.
Who is the best SBA lender in North Carolina?
"Best" depends on your loan size and industry, but Google ratings are a fair starting signal. Uwharrie Bank currently holds the top rating among North Carolina-based SBA lenders at 4.9 stars. Preferred (PLP) lenders move fastest on approval timelines.
