AbbyBank

This is a local bank offering SBA loan programs and financial services tailored to small businesses in the Abbotsford area. You can find assistance with loan applications, business financing options, and personalized banking services to support your growth goals.

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours for general inquiries.

The bank operates Monday through Friday from 8:30 AM to 4:30 PM, with additional hours by appointment as needed.

There are no fees to visit the bank; however, loan processing and service fees may apply depending on the financial products used.

This bank primarily serves small business owners and residents in the Abbotsford region, but eligibility for loans depends on meeting specific credit and business criteria.

A minimum personal credit score of 640 or higher is generally preferred for loan approval.

The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of application documentation and loan complexity.

Most banks keep weekday business hours and are closed on weekends, and AbbyBank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call AbbyBank to confirm current weekend availability before you go.

AbbyBank is located in Wisconsin — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for AbbyBank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by AbbyBank itself, which runs its own lending under its own ownership. If you work at AbbyBank, you can claim this listing from this page to manage it.

The core details for AbbyBank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with AbbyBank before applying. If you represent AbbyBank, claim this listing to keep its information up to date.

Contact AbbyBank at (715) 223-2345 or use their contact form at abbybank.com/about-us/contact-us. For SBA lending inquiries, ask for the business banking team. Confirm directly.

Based on its approved SBA loans, AbbyBank most often finances businesses in manufacturing, restaurants & food service, gas stations & convenience, and hotels & lodging. This reflects AbbyBank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with AbbyBank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether AbbyBank participates in SBA Express depends on its specific SBA lending authority. Contact AbbyBank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. AbbyBank can confirm its current PLP standing — ask before you apply if speed matters to you.

AbbyBank finances farm and agribusiness startups through SBA and FSA Guaranteed Loans. Confirm with AbbyBank about their appetite for startup lending in your sector.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask AbbyBank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask AbbyBank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with AbbyBank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. AbbyBank weighs this case by case under its own policy, so be upfront about your history and ask AbbyBank how it evaluates prior bankruptcies.