Amplify CU

This is a financial institution offering SBA loan programs and small business financing solutions designed to help entrepreneurs grow and succeed. You can find assistance with loan applications, guidance on funding options, and personalized support tailored to your business needs.

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability. Contact the branch ahead of your visit for the best experience.

Amplify CU's contact center is open Mon-Fri 8:30am-5:30pm and Sat 9am-2pm at (512) 836-5901. Branch lobbies are typically open Mon-Fri 9am-5pm (with drive-thru until 6pm), though hours vary by location. Confirm hours with your local branch before visiting.

There are no fees for simply visiting the branch; however, loan processing and application fees may apply depending on the services used.

This lender primarily serves small business owners and entrepreneurs within the Austin area, but eligibility is based on the business and credit criteria rather than residency alone.

A minimum personal credit score of 620 is generally required to qualify for SBA loans through this lender.

The underwriting process typically takes between 30 to 45 days, depending on the completeness of your application and the complexity of your financial situation.

Yes, Amplify CU offers limited weekend service. The Esperanza and Pond Springs Austin branches and contact center are open Saturdays 9am-2pm, while the La Frontera and Cedar Park locations are closed weekends. Confirm your nearest branch's Saturday availability with Amplify.

Amplify CU is located in Texas — see the contact card for the full address. Most credit union locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Amplify CU, an SBA-participating credit union. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Amplify CU itself, which runs its own lending under its own ownership. If you work at Amplify CU, you can claim this listing from this page to manage it.

The core details for Amplify CU — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Amplify CU before applying. If you represent Amplify CU, claim this listing to keep its information up to date.

You can reach Amplify CU at (512) 836-5901 or schedule a virtual appointment at https://goamplifycrm.my.site.com/appointments. Hours are Mon-Fri 8:30am-5:30pm and Sat 9am-2pm—confirm availability with Amplify before contacting.

Based on its approved SBA loans, Amplify CU most often finances businesses in restaurants & food service, general retail, food manufacturing & processing, medical practices & clinics, and manufacturing. This reflects Amplify CU's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Amplify CU which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Amplify CU participates in SBA Express depends on its specific SBA lending authority. Contact Amplify CU and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established credit unions hold PLP status, but it varies by institution. Amplify CU can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Amplify CU's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Amplify CU directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Amplify CU what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Amplify CU to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Amplify CU to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Amplify CU weighs this case by case under its own policy, so be upfront about your history and ask Amplify CU how it evaluates prior bankruptcies.