
Associated Bank, National Association
Associated Bank, National Association is an active SBA lender in Wisconsin, a bank offering SBA-guaranteed small-business loans. Currently rated 2.8 stars across 21 Google reviews.
$451M
in SBA approvals since 2010
2,239
SBA loans funded
Manufacturing · Construction & Contractors · General Retail
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About Associated Bank, National Association
Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs. Whether you're seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. With a focus on small business growth, they also offer expertise in SBA 7(a) loans, providing access to capital with flexible terms. The bank's commitment to local economic development is reflected in their dedication to serving the Green Bay community and beyond. They understand the nuances of SBA lending and work closely with clients to secure the best possible financing options. From initial consultation to closing, their team emphasizes personalized service and transparency. This institution also supports a variety of industries, emphasizing their versatility and commitment to diverse business sectors. Their strategic approach helps entrepreneurs navigate the complexities of SBA programs, making it easier to achieve business goals.
Serves SBA borrowers in 4 states
Associated Bank, National Association has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.
Industries Associated Bank, National Association finances
Business types Associated Bank, National Association actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about Associated Bank, National Association
What is this place and what can I find here?
This is a commercial bank that provides SBA loan options and small business financing solutions. You can find assistance with SBA 7(a) loans, business expansion funding, and tailored financial services designed to support small business growth.
Do I need an appointment or can I walk in?
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may also be accommodated depending on availability.
What are the hours of operation?
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. Appointments outside regular hours can be arranged upon request.
Is there a fee to use this?
There are no fees for initial consultations, but standard loan application and processing fees may apply during the lending process.
Who is this open to — anyone, or only residents/members?
This bank primarily serves small business owners in the Green Bay area and surrounding regions, but they welcome inquiries from eligible entrepreneurs seeking SBA financing.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of 650 is generally preferred, though other factors are also considered during underwriting.
How long does the traditional underwriting process take from start to close?
The typical underwriting process takes approximately 30 to 45 days, depending on the complexity of the loan and completeness of application materials.
Is this open on weekends?
Most banks keep weekday business hours and are closed on weekends, and Associated Bank, National Association typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Associated Bank, National Association to confirm current weekend availability before you go.
How do I get there and where do I park?
Associated Bank, National Association is located in Wisconsin — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Associated Bank, National Association, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Associated Bank, National Association itself, which runs its own lending under its own ownership. If you work at Associated Bank, National Association, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Associated Bank, National Association — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Associated Bank, National Association before applying. If you represent Associated Bank, National Association, claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach Associated Bank, National Association by phone at (920) 433-3200 or online at associatedbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Associated Bank, National Association before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, Associated Bank, National Association most often finances businesses in construction & contractors, general retail, manufacturing, medical practices & clinics, transportation & trucking, and wholesale & distribution. This reflects Associated Bank, National Association's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Associated Bank, National Association which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Associated Bank, National Association participates in SBA Express depends on its specific SBA lending authority. Contact Associated Bank, National Association and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Associated Bank, National Association can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Associated Bank, National Association's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Associated Bank, National Association directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Associated Bank, National Association what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Associated Bank, National Association to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Associated Bank, National Association to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Associated Bank, National Association weighs this case by case under its own policy, so be upfront about your history and ask Associated Bank, National Association how it evaluates prior bankruptcies.



