Bank of Bartlett

This is a local bank offering SBA loan programs and small business financing solutions. You can find personalized support for your business needs, including guidance through the loan application process and access to funding options tailored for small businesses in the region.

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help you prepare and streamline your visit.

Bank of Bartlett branches are open Monday through Thursday 9:00 AM - 4:30 PM and Friday 9:00 AM - 6:00 PM. Video Bankers and the Customer Care Center extend hours until 6:00 PM on Fridays. Please confirm with the bank for current holiday exceptions.

There are no fees to visit or inquire about banking services. Loan fees and charges depend on the specific loan product and terms agreed upon during the application process.

This bank primarily serves residents and small business owners within the region, but they welcome inquiries from anyone interested in their SBA loan programs and financial services.

A minimum personal credit score of 620 is generally preferred, but approval depends on the overall financial profile and business viability.

The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.

Bank of Bartlett branch locations are closed on weekends. However, Video Bankers and the Call Center offer limited Saturday service from 9:00 AM - 1:00 PM. Please confirm with the bank for specific services available.

Bank of Bartlett is located in Tennessee — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Bank of Bartlett, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Bank of Bartlett itself, which runs its own lending under its own ownership. If you work at Bank of Bartlett, you can claim this listing from this page to manage it.

The core details for Bank of Bartlett — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Bank of Bartlett before applying. If you represent Bank of Bartlett, claim this listing to keep its information up to date.

You can reach Bank of Bartlett by phone at (901) 382-6600 or online at bankofbartlett.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Bank of Bartlett before relying on them.

Like most SBA lenders, Bank of Bartlett can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask Bank of Bartlett directly which industries it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Bank of Bartlett participates in SBA Express depends on its specific SBA lending authority. Contact Bank of Bartlett and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Bank of Bartlett can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Bank of Bartlett's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Bank of Bartlett directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Bank of Bartlett what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Bank of Bartlett to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Bank of Bartlett to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Bank of Bartlett weighs this case by case under its own policy, so be upfront about your history and ask Bank of Bartlett how it evaluates prior bankruptcies.