Bank of Luxemburg

This is a local bank offering SBA loan programs and financial services tailored to small businesses in Wisconsin. You can find personalized guidance, loan options, and support for your business growth needs.

It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.

Bank of Luxemburg's Luxemburg branch lobby operates Monday–Friday 9:00 AM to 5:00 PM, with drive-up service 8:30 AM to 5:00 PM. Confirm current hours directly with the branch at 920.845.2345.

There are no fees for initial consultations; loan-specific fees and interest rates apply based on the loan terms.

This bank primarily serves small business owners and entrepreneurs in Wisconsin, with eligibility based on SBA program requirements.

Typically, a minimum personal credit score of 640 is preferred, but other factors are also considered.

The underwriting process generally takes 2 to 4 weeks, depending on the completeness of your application and documentation.

Bank of Luxemburg is closed Saturdays for lobby service but offers drive-up hours 9:00 AM to 12:00 PM. Confirm weekend availability for SBA lending staff with the branch.

Bank of Luxemburg is located in Wisconsin — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Bank of Luxemburg, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Bank of Luxemburg itself, which runs its own lending under its own ownership. If you work at Bank of Luxemburg, you can claim this listing from this page to manage it.

The core details for Bank of Luxemburg — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Bank of Luxemburg before applying. If you represent Bank of Luxemburg, claim this listing to keep its information up to date.

You can reach Bank of Luxemburg by phone at (920) 845-2345 or online at bankofluxemburg.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Bank of Luxemburg before relying on them.

Based on its approved SBA loans, Bank of Luxemburg most often finances businesses in restaurants & food service, medical practices & clinics, manufacturing, construction & contractors, and fitness & recreation. This reflects Bank of Luxemburg's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Bank of Luxemburg which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Bank of Luxemburg participates in SBA Express depends on its specific SBA lending authority. Contact Bank of Luxemburg and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Bank of Luxemburg can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Bank of Luxemburg's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Bank of Luxemburg directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Bank of Luxemburg what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Bank of Luxemburg to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Bank of Luxemburg to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Bank of Luxemburg weighs this case by case under its own policy, so be upfront about your history and ask Bank of Luxemburg how it evaluates prior bankruptcies.