Business Finance Group, Inc.

This is a financial institution offering SBA loan programs and small business financing solutions. You can find information about loan options, application processes, and support services tailored to your business needs.

It's recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may be available during business hours.

The typical hours are Monday through Friday, 9 am to 5 pm, but it's best to contact the branch directly for specific hours and appointment availability.

There are no fees to visit or inquire; however, loan processing and application fees may apply depending on the services utilized.

This institution primarily serves small business owners and entrepreneurs, with eligibility based on business criteria rather than residency alone.

Typically, a minimum personal credit score of 620 is preferred, though higher scores improve approval chances.

The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of your application and supporting documents.

Most banks keep weekday business hours and are closed on weekends, and Business Finance Group, Inc. typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Business Finance Group, Inc. to confirm current weekend availability before you go.

Business Finance Group, Inc. is located in Virginia — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Business Finance Group, Inc., an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Business Finance Group, Inc. itself, which runs its own lending under its own ownership. If you work at Business Finance Group, Inc., you can claim this listing from this page to manage it.

The core details for Business Finance Group, Inc. — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Business Finance Group, Inc. before applying. If you represent Business Finance Group, Inc., claim this listing to keep its information up to date.

You can reach Business Finance Group, Inc. by phone at (800) 305-0504 or online at businessfinancegroup.org — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Business Finance Group, Inc. before relying on them.

Based on its approved SBA loans, Business Finance Group, Inc. most often finances businesses in restaurants & food service. This reflects Business Finance Group, Inc.'s real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Business Finance Group, Inc. which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Business Finance Group, Inc. participates in SBA Express depends on its specific SBA lending authority. Contact Business Finance Group, Inc. and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Business Finance Group, Inc. can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Business Finance Group, Inc.'s appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Business Finance Group, Inc. directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Business Finance Group, Inc. what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Business Finance Group, Inc. to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Business Finance Group, Inc. to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Business Finance Group, Inc. weighs this case by case under its own policy, so be upfront about your history and ask Business Finance Group, Inc. how it evaluates prior bankruptcies.