D. L. Evans Bank
D. L. Evans Bank is an active SBA lender in Idaho, a bank offering SBA-guaranteed small-business loans. Currently rated 4.9 stars across 110 Google reviews.
$171M
in SBA approvals since 2010
794
SBA loans funded
Construction & Contractors · Dental Practices · Manufacturing
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About D. L. Evans Bank
D. L. Evans Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides expert guidance on SBA loan programs, including the popular 7(a) and 504 options, to help clients secure funding efficiently. The bank's experienced team works closely with borrowers to understand their unique business requirements and craft solutions that align with their goals. Located in Burley, Idaho, this institution has a strong local presence while offering nationwide support for SBA lending. Whether you're a startup or an established enterprise, D. L. Evans Bank is committed to facilitating access to capital through flexible loan structures and competitive terms. The bank's commitment to small business success is reflected in its dedicated SBA department, which assists clients throughout the application process, from initial consultation to funding disbursement. Their expertise covers various industries, with particular strength in sectors like healthcare, retail, and manufacturing, making them a versatile partner for diverse business needs. Overall, D. L. Evans Bank aims to empower local businesses with the financial tools necessary to thrive in today's competitive market environment.
Serves SBA borrowers in 2 states
D. L. Evans Bank has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.
Industries D. L. Evans Bank finances
Business types D. L. Evans Bank actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about D. L. Evans Bank
What is this place and what can I find here?
This is a financial institution offering SBA loan programs and personalized support for small businesses. You can find assistance with funding options like 7(a) and 504 loans, tailored to your business needs.
Do I need an appointment or can I walk in?
It's recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins are also welcome during business hours.
What are the hours of operation?
The bank operates Monday through Friday from 9:00 AM to 5:00 PM local time. Appointments outside regular hours can be arranged upon request.
Is there a fee to use this?
There are no fees to inquire about SBA loan programs or to meet with a lender; fees are associated with the loan application and processing.
Who is this open to — anyone, or only residents/members?
This bank primarily serves local residents and businesses in Idaho but offers SBA lending support nationwide to qualified applicants.
What minimum personal credit score does this bank look for in a guarantor?
Typically, a minimum personal credit score of 640 is preferred, but higher scores may improve loan terms and approval chances.
How long does the traditional underwriting process take from start to close?
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
Is this open on weekends?
Most banks keep weekday business hours and are closed on weekends, and D. L. Evans Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call D. L. Evans Bank to confirm current weekend availability before you go.
How do I get there and where do I park?
D. L. Evans Bank is located in Idaho — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for D. L. Evans Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by D. L. Evans Bank itself, which runs its own lending under its own ownership. If you work at D. L. Evans Bank, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for D. L. Evans Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with D. L. Evans Bank before applying. If you represent D. L. Evans Bank, claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach D. L. Evans Bank by phone at (208) 678-9076, online at dlevans.com, or through their contact form at dlevans.com/contact-us.html — see the contact card for details. For SBA loans specifically, ask for their SBA lending department.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, D. L. Evans Bank most often finances businesses in construction & contractors, medical practices & clinics, general retail, manufacturing, transportation & trucking, and restaurants & food service. This reflects D. L. Evans Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with D. L. Evans Bank which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether D. L. Evans Bank participates in SBA Express depends on its specific SBA lending authority. Contact D. L. Evans Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. D. L. Evans Bank can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. D. L. Evans Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask D. L. Evans Bank directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask D. L. Evans Bank what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask D. L. Evans Bank to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with D. L. Evans Bank to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. D. L. Evans Bank weighs this case by case under its own policy, so be upfront about your history and ask D. L. Evans Bank how it evaluates prior bankruptcies.
