
EagleBank
EagleBank is an active SBA lender in Maryland, a bank offering SBA-guaranteed small-business loans. Currently rated 4.8 stars across 6 Google reviews.
$322M
in SBA approvals since 2010
460
SBA loans funded
Restaurants & Food Service · Hotels & Lodging · Medical Practices & Clinics
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About EagleBank
EagleBank offers comprehensive SBA lending solutions tailored for small to medium-sized businesses seeking growth capital or working capital. With a focus on supporting local businesses, the bank provides flexible financing options that include SBA 7(a) loans, which are ideal for business acquisitions, expansions, or refinancing. Their experienced lending team works closely with clients to structure loans that meet specific needs, offering personalized service and competitive rates. The bank's expertise extends to various industries, with a strong emphasis on community development and economic growth. Whether you're a startup or an established enterprise, EagleBank aims to facilitate your business goals through accessible SBA programs and attentive customer support.
Serves SBA borrowers in 3 states
EagleBank has funded SBA loans for businesses in these states, by borrower location. Tap a state to see every lender serving it.
Industries EagleBank finances
Business types EagleBank actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about EagleBank
What is this place and what can I find here?
This is a financial institution that provides SBA loan options and banking services designed to support small and medium-sized businesses in their growth and development efforts.
Do I need an appointment or can I walk in?
It is recommended to schedule an appointment with a loan officer to ensure dedicated assistance, but walk-in consultations may also be accommodated depending on availability.
What are the hours of operation?
EagleBank's hours vary by location. Most branches operate Monday through Thursday 8:30 AM to 4:00 PM and Friday 8:30 AM to 5:00 PM, though some locations differ. Contact EagleBank directly to confirm hours at your nearest branch.
Is there a fee to use this?
There are no fees for accessing basic banking services, but loan processing and application fees may apply depending on the specific loan product and terms.
Who is this open to — anyone, or only residents/members?
This bank primarily serves small business owners and residents within the region, with eligibility based on creditworthiness and business criteria.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of around 650 is generally required for loan qualification and guarantor approval.
How long does the traditional underwriting process take from start to close?
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
Is this open on weekends?
Most EagleBank locations are closed on weekends; however, select branches in Chevy Chase, Park Potomac (Maryland), and Fairfax (Virginia) offer Saturday hours from 9:00 AM to 12:00 PM. Confirm with your local branch.
How do I get there and where do I park?
EagleBank is located in Maryland — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for EagleBank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by EagleBank itself, which runs its own lending under its own ownership. If you work at EagleBank, you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for EagleBank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with EagleBank before applying. If you represent EagleBank, claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach EagleBank by phone at (240) 497-2044 or online at eaglebankcorp.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with EagleBank before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, EagleBank most often finances businesses in restaurants & food service, medical practices & clinics, general retail, construction & contractors, consulting & management, and fitness & recreation. This reflects EagleBank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with EagleBank which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether EagleBank participates in SBA Express depends on its specific SBA lending authority. Contact EagleBank and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. EagleBank can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. EagleBank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask EagleBank directly whether it considers start-up loans.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask EagleBank what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask EagleBank to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with EagleBank to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. EagleBank weighs this case by case under its own policy, so be upfront about your history and ask EagleBank how it evaluates prior bankruptcies.

