Enterprise Bank

This is a bank that provides SBA loan programs and business financing solutions designed to help small and medium-sized businesses grow and succeed. You can find support for various funding needs, including working capital, equipment, and expansion projects. Their team offers personalized guidance to navigate the application process and secure the best financing options.

It's recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may also be available during business hours. Calling ahead can help streamline your visit and prepare the necessary documentation.

The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday. It's best to contact the branch directly for specific hours or to schedule an appointment outside regular hours if needed.

There are no fees for simply visiting or consulting with the bank; however, loan processing and application fees may apply depending on the financing product. It's advisable to review all fee details during your consultation.

This bank primarily serves local residents and businesses within the region, but eligibility for specific loan programs depends on meeting their credit and business criteria. Non-residents may need to provide additional documentation.

Typically, a minimum personal credit score of 640 is preferred, though stronger scores can improve approval chances. The bank evaluates overall creditworthiness and business stability.

The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of submitted documentation. Early preparation can help expedite approval.

Most banks keep weekday business hours and are closed on weekends, and Enterprise Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Enterprise Bank to confirm current weekend availability before you go.

Enterprise Bank is located in Pennsylvania — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Enterprise Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Enterprise Bank itself, which runs its own lending under its own ownership. If you work at Enterprise Bank, you can claim this listing from this page to manage it.

The core details for Enterprise Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Enterprise Bank before applying. If you represent Enterprise Bank, claim this listing to keep its information up to date.

You can reach Enterprise Bank by phone at (412) 487-6048 or online at enterprisebankpgh.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Enterprise Bank before relying on them.

Based on its approved SBA loans, Enterprise Bank most often finances businesses in manufacturing, restaurants & food service, construction & contractors, fitness & recreation, medical practices & clinics, and general retail. This reflects Enterprise Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Enterprise Bank which sectors it actively lends to before you apply.

Enterprise Bank participates in the SBA Express program, which provides faster turnaround for term loans and lines of credit. Contact Enterprise Bank at (412) 487-6048 to confirm current availability and terms.

Enterprise Bank holds Preferred Lender Program (PLP) status, the highest level of SBA lending authority, enabling faster loan decisions with limited SBA involvement. Contact them at (412) 487-6048 to confirm current status and approval timelines.

Enterprise Bank's SBA 7(a) program explicitly supports startups and emerging industries that fall outside conventional lending parameters. Contact Enterprise Bank at (412) 487-6048 to discuss startup eligibility and required documentation.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Enterprise Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Enterprise Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Enterprise Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Enterprise Bank weighs this case by case under its own policy, so be upfront about your history and ask Enterprise Bank how it evaluates prior bankruptcies.