First Pryority Bank

This is a local commercial bank that offers SBA loans and small business financing options to support entrepreneurs and business growth in the community.

It's recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.

There are no fees to access general information; however, loan processing and application fees may apply depending on the service.

This bank primarily serves local small business owners and residents within the region, but non-residents may also apply if they meet lending criteria.

A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.

The underwriting process typically takes between 30 to 60 days depending on the loan complexity and completeness of application materials.

Most banks keep weekday business hours and are closed on weekends, and First Pryority Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call First Pryority Bank to confirm current weekend availability before you go.

First Pryority Bank is located in Oklahoma — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for First Pryority Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by First Pryority Bank itself, which runs its own lending under its own ownership. If you work at First Pryority Bank, you can claim this listing from this page to manage it.

The core details for First Pryority Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with First Pryority Bank before applying. If you represent First Pryority Bank, claim this listing to keep its information up to date.

First Pryority Bank can be reached by phone at (918) 825-2121 or through their online contact form at https://pryority.bank/contact/. For SBA loans, ask for their business lending department. Please confirm current contact details directly with First Pryority Bank.

Based on its approved SBA loans, First Pryority Bank most often finances businesses in general retail, restaurants & food service, medical practices & clinics, construction & contractors, hotels & lodging, and fitness & recreation. This reflects First Pryority Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with First Pryority Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether First Pryority Bank participates in SBA Express depends on its specific SBA lending authority. Contact First Pryority Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. First Pryority Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. First Pryority Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask First Pryority Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask First Pryority Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask First Pryority Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with First Pryority Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. First Pryority Bank weighs this case by case under its own policy, so be upfront about your history and ask First Pryority Bank how it evaluates prior bankruptcies.