Flagship Enterprise Center, Inc. (dba Bankable)
Flagship Enterprise Center, Inc. (dba Bankable) is an active SBA lender in Indiana, a bank offering SBA-guaranteed small-business loans. Currently rated 4.5 stars across 23 Google reviews.
$29M
in SBA approvals since 2015
185
SBA loans funded
Restaurants & Food Service · Construction & Contractors · Fitness & Recreation
Top industries financed
Source: U.S. SBA 7(a) & 504 FOIA loan-approval records (FY2010–present).
About Flagship Enterprise Center, Inc. (dba Bankable)
Flagship Enterprise Center, Inc. dba Bankable offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on small business needs, they provide various loan options including the SBA 7(a) program, which is ideal for working capital, equipment purchase, and expansion projects. Their team is dedicated to guiding clients through the loan process, ensuring clarity and support at every step. Located in Anderson, Indiana, they serve local entrepreneurs and small business owners looking for reliable financing solutions. The bank specializes in serving the hospitality industry, particularly restaurants and food service establishments, leveraging their expertise in this sector to facilitate tailored funding options. They support a range of SBA programs, including 7(a) and 504 loans, and are committed to helping startups and established businesses alike. Their loan approval amounts can go up to $175,000, making them a strong choice for small-scale funding needs. Their team understands the importance of quick access to capital and strives to provide efficient service to meet client timelines. Whether you are seeking a new loan or refinancing an existing one, Flagship Enterprise Center is positioned to assist with your financial goals.
Industries Flagship Enterprise Center, Inc. (dba Bankable) finances
Business types Flagship Enterprise Center, Inc. (dba Bankable) actively lends to, from its SBA loan history. Tap one to see every lender serving it.
Common questions about Flagship Enterprise Center, Inc. (dba Bankable)
What is this place and what can I find here?
This is a financial institution that offers SBA loan programs to small businesses, providing funding options to support growth, expansion, and startup needs. You can find personalized assistance and a variety of loan products tailored to small business requirements. Their team helps guide clients through the application process to ensure smooth access to capital.
Do I need an appointment or can I walk in?
It is recommended to schedule an appointment to ensure personalized service, but walk-ins may be accommodated depending on availability. Calling ahead can help you prepare and receive dedicated attention from their staff.
What are the hours of operation?
Typically, they operate during regular business hours from 9:00 AM to 5:00 PM, Monday through Friday. It’s best to contact the branch directly for specific hours or to schedule an appointment outside of standard times.
Is there a fee to use this?
There are no fees to access their basic consultation services, but loan processing and closing involve standard SBA guarantee and administrative fees. These costs are disclosed upfront during the application process.
Who is this open to — anyone, or only residents/members?
This lender primarily serves small business owners and entrepreneurs within their regional area, but they welcome applications from any qualified small business in their service region. Residency is not strictly required, but eligibility depends on business location and qualification criteria.
What minimum personal credit score does this bank look for in a guarantor?
A minimum personal credit score of around 650 is generally preferred, though higher scores improve approval chances. The final decision depends on overall creditworthiness and business financials.
How long does the traditional underwriting process take from start to close?
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation. Prompt submission of required information can help expedite the process.
Is this open on weekends?
Most banks keep weekday business hours and are closed on weekends, and Flagship Enterprise Center, Inc. (dba Bankable) typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Flagship Enterprise Center, Inc. (dba Bankable) to confirm current weekend availability before you go.
How do I get there and where do I park?
Flagship Enterprise Center, Inc. (dba Bankable) is located in Indiana — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.
Who owns or operates this listing?
This page is an independent directory listing for Flagship Enterprise Center, Inc. (dba Bankable), an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Flagship Enterprise Center, Inc. (dba Bankable) itself, which runs its own lending under its own ownership. If you work at Flagship Enterprise Center, Inc. (dba Bankable), you can claim this listing from this page to manage it.
How current is the information on this page?
The core details for Flagship Enterprise Center, Inc. (dba Bankable) — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Flagship Enterprise Center, Inc. (dba Bankable) before applying. If you represent Flagship Enterprise Center, Inc. (dba Bankable), claim this listing to keep its information up to date.
How do I contact this listing directly?
You can reach Flagship Enterprise Center, Inc. (dba Bankable) by phone at (765) 356-9100 or online at bankable.org — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Flagship Enterprise Center, Inc. (dba Bankable) before relying on them.
What core industries does this commercial bank traditionally choose to finance?
Based on its approved SBA loans, Flagship Enterprise Center, Inc. (dba Bankable) most often finances businesses in restaurants & food service, construction & contractors, fitness & recreation, transportation & trucking, food manufacturing & processing, and general retail. This reflects Flagship Enterprise Center, Inc. (dba Bankable)'s real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Flagship Enterprise Center, Inc. (dba Bankable) which sectors it actively lends to before you apply.
Can I apply for an SBA Express line of credit at this branch?
SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Flagship Enterprise Center, Inc. (dba Bankable) participates in SBA Express depends on its specific SBA lending authority. Contact Flagship Enterprise Center, Inc. (dba Bankable) and ask if it offers SBA Express and what the current limits and terms look like for your situation.
Does this bank have Preferred Lender Provider status with the government?
SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Flagship Enterprise Center, Inc. (dba Bankable) can confirm its current PLP standing — ask before you apply if speed matters to you.
Are start-up companies eligible for financing at this traditional institution?
Flagship Enterprise Center, Inc. (dba Bankable) explicitly works with both start-ups and existing businesses; startups must provide a business plan and financial projections. Confirm startup eligibility requirements with the lender.
What are the typical down payment expectations for commercial real estate acquisitions?
For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Flagship Enterprise Center, Inc. (dba Bankable) what down payment it expects for your specific commercial real estate purchase.
Does this bank impose prepayment penalties on short-term working capital facilities?
SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Flagship Enterprise Center, Inc. (dba Bankable) to spell out any prepayment penalties before you sign.
Can I use loan proceeds from this bank to buy out an existing equity partner?
SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Flagship Enterprise Center, Inc. (dba Bankable) to confirm it qualifies and how to document it.
Will historical personal bankruptcies automatically disqualify my loan application here?
A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Flagship Enterprise Center, Inc. (dba Bankable) weighs this case by case under its own policy, so be upfront about your history and ask Flagship Enterprise Center, Inc. (dba Bankable) how it evaluates prior bankruptcies.
