Great Plains National Bank

This is a community-focused bank offering SBA loan programs and financial services tailored for small businesses. You can find assistance with funding, business growth strategies, and personalized banking solutions here.

It's recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may also be available during business hours.

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.

There are no fees for initial consultations; however, loan processing and closing may involve standard fees and charges as outlined in the loan agreement.

This bank primarily serves small business owners in the region, but eligibility for SBA loans is based on business criteria rather than residency alone.

A minimum personal credit score of 650 is generally preferred, though higher scores improve approval chances.

The underwriting process typically takes between 30 to 45 days, depending on the completeness of documentation and loan complexity.

Most banks keep weekday business hours and are closed on weekends, and Great Plains National Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Great Plains National Bank to confirm current weekend availability before you go.

Great Plains National Bank is located in Oklahoma — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Great Plains National Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Great Plains National Bank itself, which runs its own lending under its own ownership. If you work at Great Plains National Bank, you can claim this listing from this page to manage it.

The core details for Great Plains National Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Great Plains National Bank before applying. If you represent Great Plains National Bank, claim this listing to keep its information up to date.

You can reach Great Plains National Bank by phone at (888) 449-2265 or online at gpbankok.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Great Plains National Bank before relying on them.

Based on its approved SBA loans, Great Plains National Bank most often finances businesses in general retail, construction & contractors, medical practices & clinics, automotive repair & services, childcare & early education, and restaurants & food service. This reflects Great Plains National Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Great Plains National Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Great Plains National Bank participates in SBA Express depends on its specific SBA lending authority. Contact Great Plains National Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Great Plains National Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Great Plains National Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Great Plains National Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Great Plains National Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Great Plains National Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Great Plains National Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Great Plains National Bank weighs this case by case under its own policy, so be upfront about your history and ask Great Plains National Bank how it evaluates prior bankruptcies.