Hyperion Bank

This is a bank offering SBA loan programs and financial services designed to help small businesses grow and succeed, including personalized support and flexible financing options.

It's recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins may be accommodated based on availability.

Hyperion Bank is open Monday through Friday from 9:00 AM to 5:00 PM at their Philadelphia and Atlanta locations. Contact them directly to confirm current hours for your specific branch.

There are no fees for accessing basic banking services, but loan applications and processing may involve standard fees and charges.

This bank primarily serves small business owners and residents within the Philadelphia region, with a focus on local community support.

A minimum personal credit score of 650 is generally preferred for loan approval, though other factors are also considered.

The underwriting process typically takes between 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.

Hyperion Bank is closed on weekends; business hours are Monday through Friday only. Contact them during business hours to discuss your SBA lending needs.

Hyperion Bank is located in Pennsylvania — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Hyperion Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Hyperion Bank itself, which runs its own lending under its own ownership. If you work at Hyperion Bank, you can claim this listing from this page to manage it.

The core details for Hyperion Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Hyperion Bank before applying. If you represent Hyperion Bank, claim this listing to keep its information up to date.

You can reach Hyperion Bank by phone at (215) 789-4200, by email at customerservice@hyperionbank.com, or through their secure message portal at hyperionbank.com. For SBA lending inquiries, confirm availability with the lender.

Based on its approved SBA loans, Hyperion Bank most often finances businesses in restaurants & food service, wholesale & distribution, and construction & contractors. This reflects Hyperion Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Hyperion Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Hyperion Bank participates in SBA Express depends on its specific SBA lending authority. Contact Hyperion Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Hyperion Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Hyperion Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Hyperion Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Hyperion Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Hyperion Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Hyperion Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Hyperion Bank weighs this case by case under its own policy, so be upfront about your history and ask Hyperion Bank how it evaluates prior bankruptcies.