i3 Bank

This is a bank that offers SBA loan programs and small business financing solutions tailored to your needs, with expert support and flexible options.

You can typically walk in during business hours or schedule an appointment for more personalized assistance with your loan application.

The bank's hours are generally Monday through Friday, 9 am to 5 pm, but it's best to call ahead for specific times.

There are no fees for visiting the bank; however, loan processing and application fees may apply depending on the loan type.

This bank primarily serves small business owners in the region, but eligibility depends on meeting specific loan criteria.

A minimum personal credit score of around 640 is typically required for loan approval.

The underwriting process usually takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and i3 Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call i3 Bank to confirm current weekend availability before you go.

i3 Bank is located in Nebraska — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for i3 Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by i3 Bank itself, which runs its own lending under its own ownership. If you work at i3 Bank, you can claim this listing from this page to manage it.

The core details for i3 Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with i3 Bank before applying. If you represent i3 Bank, claim this listing to keep its information up to date.

You can reach i3 Bank by phone at (402) 238-2245, by email at info@i3.bank, or online at i3.bank. For SBA loans specifically, ask for their business lending department. Please confirm current contact details with the lender.

Based on its approved SBA loans, i3 Bank most often finances businesses in restaurants & food service and manufacturing. This reflects i3 Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with i3 Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether i3 Bank participates in SBA Express depends on its specific SBA lending authority. Contact i3 Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. i3 Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. i3 Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask i3 Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask i3 Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask i3 Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with i3 Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. i3 Bank weighs this case by case under its own policy, so be upfront about your history and ask i3 Bank how it evaluates prior bankruptcies.