INTRUST Bank National Association

This is a financial institution offering SBA loan programs to support small business growth. You can find assistance with funding options like 7(a) loans, guidance through the application process, and personalized financial services tailored to small business needs.

It's recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome depending on availability. Contact the branch beforehand for the best experience.

The branch operates Monday through Friday from 9:00 AM to 5:00 PM. Hours may vary on holidays or special occasions, so it's best to call ahead.

There are no fees for simply visiting the branch, but loan application and processing fees may apply if you pursue financing options. These fees are disclosed upfront during the application process.

This lender primarily serves small business owners and entrepreneurs, with a focus on those in Kansas and the surrounding region. Eligibility is based on business criteria and loan requirements.

A minimum personal credit score of around 650 is generally preferred, though higher scores improve approval chances. Credit history and overall financial health are also considered.

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.

Most banks keep weekday business hours and are closed on weekends, and INTRUST Bank National Association typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call INTRUST Bank National Association to confirm current weekend availability before you go.

INTRUST Bank National Association is located in Kansas — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for INTRUST Bank National Association, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by INTRUST Bank National Association itself, which runs its own lending under its own ownership. If you work at INTRUST Bank National Association, you can claim this listing from this page to manage it.

The core details for INTRUST Bank National Association — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with INTRUST Bank National Association before applying. If you represent INTRUST Bank National Association, claim this listing to keep its information up to date.

You can reach INTRUST Bank National Association by phone at (800) 895-2265 or online at intrustbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with INTRUST Bank National Association before relying on them.

Based on its approved SBA loans, INTRUST Bank National Association most often finances businesses in restaurants & food service, manufacturing, general retail, medical practices & clinics, construction & contractors, and wholesale & distribution. This reflects INTRUST Bank National Association's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with INTRUST Bank National Association which sectors it actively lends to before you apply.

INTRUST Bank offers SBA Express loans as part of its SBA 7(a) lending program, providing customers with flexible terms and a faster application process. Contact the bank at 800-895-2265 to apply or for details.

INTRUST Bank holds SBA Preferred Lender Partner (PLP) status, which provides customers with a fast and easy application process. Confirm eligibility and details by calling 800-895-2265.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. INTRUST Bank National Association's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask INTRUST Bank National Association directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask INTRUST Bank National Association what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask INTRUST Bank National Association to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with INTRUST Bank National Association to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. INTRUST Bank National Association weighs this case by case under its own policy, so be upfront about your history and ask INTRUST Bank National Association how it evaluates prior bankruptcies.