John Marshall Bank

This is a financial institution offering SBA loan programs and small business financing solutions, where you can find expert guidance and personalized support for your business needs.

It's recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated based on availability.

The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with additional hours by appointment.

There are no fees for initial consultations; however, loan application and closing fees may apply depending on the financing arrangement.

This bank primarily serves small business owners and entrepreneurs in the region, with eligibility based on creditworthiness and business criteria.

A minimum personal credit score of 680 is generally required, though higher scores improve approval chances.

The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and John Marshall Bank typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call John Marshall Bank to confirm current weekend availability before you go.

John Marshall Bank is located in Virginia — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for John Marshall Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by John Marshall Bank itself, which runs its own lending under its own ownership. If you work at John Marshall Bank, you can claim this listing from this page to manage it.

The core details for John Marshall Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with John Marshall Bank before applying. If you represent John Marshall Bank, claim this listing to keep its information up to date.

You can reach John Marshall Bank by phone at (703) 584-0840 or online at johnmarshallbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with John Marshall Bank before relying on them.

Based on its approved SBA loans, John Marshall Bank most often finances businesses in restaurants & food service, construction & contractors, medical practices & clinics, food manufacturing & processing, general retail, and automotive repair & services. This reflects John Marshall Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with John Marshall Bank which sectors it actively lends to before you apply.

John Marshall Bank offers SBA Express loans and lines of credit up to $500,000 with expedited application and funding. Please confirm current program terms with the lender.

John Marshall Bank holds SBA Preferred Lender status, enabling faster loan approval with in-house decision authority for qualifying applicants. Please confirm current PLP status with the lender.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. John Marshall Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask John Marshall Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask John Marshall Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask John Marshall Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with John Marshall Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. John Marshall Bank weighs this case by case under its own policy, so be upfront about your history and ask John Marshall Bank how it evaluates prior bankruptcies.