North Shore Bank

This is a financial institution offering SBA loan programs and business financing solutions. You can find information about their lending services, application processes, and support for small businesses.

It's recommended to schedule an appointment to meet with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help ensure you receive dedicated assistance.

The Brookfield Square branch operates Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM (lobby hours). Drive-up and Video Teller services have extended hours. Confirm exact hours for your service type with North Shore Bank.

There are application and closing fees associated with SBA loans, which are detailed during the loan process. No additional fees are charged for simply accessing their services.

Their services are primarily available to small business owners and entrepreneurs within their regional service area, but they also serve clients nationwide for SBA loan programs.

A minimum personal credit score of around 640 is generally recommended, though higher scores improve the chances of approval.

The underwriting process typically takes between 30 to 60 days, depending on the completeness of your application and supporting documentation.

The Brookfield Square branch is open on Saturdays (lobby 9:00 AM–12:00 PM, drive-up 8:30 AM–12:00 PM) and Sundays for Video Teller services (10:00 AM–4:00 PM). Confirm weekend availability for SBA lending staff with North Shore Bank.

North Shore Bank is located in Wisconsin — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for North Shore Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by North Shore Bank itself, which runs its own lending under its own ownership. If you work at North Shore Bank, you can claim this listing from this page to manage it.

The core details for North Shore Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with North Shore Bank before applying. If you represent North Shore Bank, claim this listing to keep its information up to date.

You can reach North Shore Bank by phone at (262) 797-3858 or online at northshorebank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with North Shore Bank before relying on them.

Based on its approved SBA loans, North Shore Bank most often finances businesses in construction & contractors, gas stations & convenience, manufacturing, auto dealers & sales, and general retail. This reflects North Shore Bank's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with North Shore Bank which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether North Shore Bank participates in SBA Express depends on its specific SBA lending authority. Contact North Shore Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. North Shore Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. North Shore Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask North Shore Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask North Shore Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask North Shore Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with North Shore Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. North Shore Bank weighs this case by case under its own policy, so be upfront about your history and ask North Shore Bank how it evaluates prior bankruptcies.