PyraMax Bank FSB

This is a bank that provides SBA-backed loans and financial services for small businesses. You can find information about loan options, application processes, and personalized support for your business needs.

It's recommended to schedule an appointment to ensure dedicated time with a lender, but walk-ins are also welcome during business hours. Calling ahead can help you prepare for your visit.

The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It's best to contact them in advance to confirm hours or schedule an appointment.

There are no fees to visit the bank, but loan applications and processing may involve fees such as origination or closing costs, which vary depending on the loan type.

This bank primarily serves small business owners and entrepreneurs, with services available to clients nationwide, regardless of residency, as long as they meet lending criteria.

A minimum personal credit score of 650 is generally preferred, though higher scores can improve loan terms and approval chances.

The underwriting process typically takes 30 to 45 days, depending on the complexity of the loan and completeness of the application.

Most banks keep weekday business hours and are closed on weekends, and PyraMax Bank FSB typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call PyraMax Bank FSB to confirm current weekend availability before you go.

PyraMax Bank FSB is located in Wisconsin — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for PyraMax Bank FSB, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by PyraMax Bank FSB itself, which runs its own lending under its own ownership. If you work at PyraMax Bank FSB, you can claim this listing from this page to manage it.

The core details for PyraMax Bank FSB — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with PyraMax Bank FSB before applying. If you represent PyraMax Bank FSB, claim this listing to keep its information up to date.

You can reach PyraMax Bank FSB by phone at (414) 421-8200 or online at pyramaxbank.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with PyraMax Bank FSB before relying on them.

Based on its approved SBA loans, PyraMax Bank FSB most often finances businesses in construction & contractors, manufacturing, medical practices & clinics, consulting & management, and food manufacturing & processing. This reflects PyraMax Bank FSB's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with PyraMax Bank FSB which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether PyraMax Bank FSB participates in SBA Express depends on its specific SBA lending authority. Contact PyraMax Bank FSB and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. PyraMax Bank FSB can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. PyraMax Bank FSB's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask PyraMax Bank FSB directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask PyraMax Bank FSB what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask PyraMax Bank FSB to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with PyraMax Bank FSB to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. PyraMax Bank FSB weighs this case by case under its own policy, so be upfront about your history and ask PyraMax Bank FSB how it evaluates prior bankruptcies.