Riverside Bank of Dublin

This is a bank that provides SBA loan options and business banking services designed to help small businesses access capital and grow. You can find personalized support, loan programs like the SBA 7(a), and resources to assist with your business financing needs.

It is recommended to schedule an appointment to ensure dedicated time with a banking specialist, but walk-ins are also welcome during business hours.

The branch operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.

Fees depend on the specific loan or service and will be disclosed during the application process; there are no general fees for visiting the branch.

This bank primarily serves residents and small business owners within the region, but some services may be available to non-residents with qualifying criteria.

A minimum personal credit score of 680 is generally preferred, but the bank considers the overall financial profile of the applicant.

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and Riverside Bank of Dublin typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call Riverside Bank of Dublin to confirm current weekend availability before you go.

Riverside Bank of Dublin is located in Ohio — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for Riverside Bank of Dublin, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by Riverside Bank of Dublin itself, which runs its own lending under its own ownership. If you work at Riverside Bank of Dublin, you can claim this listing from this page to manage it.

The core details for Riverside Bank of Dublin — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with Riverside Bank of Dublin before applying. If you represent Riverside Bank of Dublin, claim this listing to keep its information up to date.

You can reach Riverside Bank of Dublin by phone at (614) 482-1300 or online at riverside.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with Riverside Bank of Dublin before relying on them.

Based on its approved SBA loans, Riverside Bank of Dublin most often finances businesses in restaurants & food service. This reflects Riverside Bank of Dublin's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with Riverside Bank of Dublin which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether Riverside Bank of Dublin participates in SBA Express depends on its specific SBA lending authority. Contact Riverside Bank of Dublin and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. Riverside Bank of Dublin can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. Riverside Bank of Dublin's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask Riverside Bank of Dublin directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask Riverside Bank of Dublin what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask Riverside Bank of Dublin to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with Riverside Bank of Dublin to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. Riverside Bank of Dublin weighs this case by case under its own policy, so be upfront about your history and ask Riverside Bank of Dublin how it evaluates prior bankruptcies.