The Fahey Banking Company

This is a bank that offers SBA loan programs and financial services tailored to small businesses, helping entrepreneurs secure funding for growth and expansion.

It's recommended to schedule an appointment with a loan officer, but walk-ins are also welcome during business hours for initial inquiries.

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.

There are no fees to visit or inquire; fees may apply during the loan application process and are disclosed upfront.

This bank primarily serves local residents and small business owners in the Marion area, but can assist clients from surrounding regions as well.

A minimum personal credit score of around 640 is generally preferred, though other factors such as business performance are also considered.

The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.

Most banks keep weekday business hours and are closed on weekends, and The Fahey Banking Company typically follows the same pattern. SBA lending staff are generally reachable Monday through Friday. A few locations offer Saturday or by-appointment hours, so call The Fahey Banking Company to confirm current weekend availability before you go.

The Fahey Banking Company is located in Ohio — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for The Fahey Banking Company, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by The Fahey Banking Company itself, which runs its own lending under its own ownership. If you work at The Fahey Banking Company, you can claim this listing from this page to manage it.

The core details for The Fahey Banking Company — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with The Fahey Banking Company before applying. If you represent The Fahey Banking Company, claim this listing to keep its information up to date.

You can reach The Fahey Banking Company by phone at (740) 382-8231 or online at faheybank.bank — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with The Fahey Banking Company before relying on them.

Based on its approved SBA loans, The Fahey Banking Company most often finances businesses in medical practices & clinics. This reflects The Fahey Banking Company's real SBA 7(a) and 504 lending history rather than a stated policy — it can still consider other industries and sets its own current preferences, so confirm with The Fahey Banking Company which sectors it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether The Fahey Banking Company participates in SBA Express depends on its specific SBA lending authority. Contact The Fahey Banking Company and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. The Fahey Banking Company can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. The Fahey Banking Company's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask The Fahey Banking Company directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask The Fahey Banking Company what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask The Fahey Banking Company to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with The Fahey Banking Company to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. The Fahey Banking Company weighs this case by case under its own policy, so be upfront about your history and ask The Fahey Banking Company how it evaluates prior bankruptcies.