The Nodaway Valley Bank

This is a local bank that offers SBA lending programs and small business financing options. You can find personalized banking services, loan assistance, and support for business growth and development.

It's recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.

The Nodaway Valley Bank has multiple locations in Missouri with varying hours. Most locations are open Monday through Friday from approximately 8:30 AM to 5:00 PM, with specific times varying by branch (e.g., Maryville Main: Mon-Thu 8:30am-4pm, Fri 8:30am-5pm; Mound City: Mon-Fri 9am-4pm). Confirm your specific branch's hours at nvb.com/locations.

There are no fees for simply visiting or consulting; fees may apply for specific banking services or loan processing.

This bank primarily serves local residents and small business owners in the community, but it welcomes new clients from the surrounding area.

A minimum personal credit score of 620 is generally required for loan qualification.

The underwriting process typically takes between 2 to 4 weeks, depending on the complexity of the loan and completeness of documentation.

The Nodaway Valley Bank is closed for lobby service on weekends at most locations, but drive-up service is available on Saturdays from 8:00 AM to 12:00 PM at each branch. Confirm availability for your location at nvb.com/locations.

The Nodaway Valley Bank is located in Missouri — see the contact card for the full address. Most bank locations offer free on-site or nearby street parking for visitors. For exact directions, the entrance, and accessible parking, use the listed address or call ahead and staff can point you to visitor spaces.

This page is an independent directory listing for The Nodaway Valley Bank, an SBA-participating bank. It is maintained by SBA Lenders USA to help borrowers compare lenders — not by The Nodaway Valley Bank itself, which runs its own lending under its own ownership. If you work at The Nodaway Valley Bank, you can claim this listing from this page to manage it.

The core details for The Nodaway Valley Bank — name, location, contact, and lender type — are compiled from public records and reviewed periodically. Rates, programs, credit policies, and hours change often and are not guaranteed here, so always confirm the latest terms directly with The Nodaway Valley Bank before applying. If you represent The Nodaway Valley Bank, claim this listing to keep its information up to date.

You can reach The Nodaway Valley Bank by phone at (660) 562-3232 or online at nvb.com — the details are in the contact card on this page. For SBA loans specifically, ask for their business lending or SBA department. Treat this directory page as a starting point and confirm hours and contact details with The Nodaway Valley Bank before relying on them.

Like most SBA lenders, The Nodaway Valley Bank can finance a broad range of small businesses — common categories include professional services, healthcare practices, restaurants and franchises, retail, light manufacturing, and commercial real estate. Each bank sets its own industry preferences and may avoid sectors it considers higher risk. Ask The Nodaway Valley Bank directly which industries it actively lends to before you apply.

SBA Express offers lines of credit and term loans up to $500,000 with a faster turnaround than standard 7(a) loans. Whether The Nodaway Valley Bank participates in SBA Express depends on its specific SBA lending authority. Contact The Nodaway Valley Bank and ask if it offers SBA Express and what the current limits and terms look like for your situation.

SBA Preferred Lender Program (PLP) status lets a lender approve loans in-house without sending each one to the SBA first, which usually means faster decisions. Many established banks hold PLP status, but it varies by institution. The Nodaway Valley Bank can confirm its current PLP standing — ask before you apply if speed matters to you.

The SBA does fund start-ups, but many traditional lenders prefer at least two years of operating history and may ask newer ventures for a larger equity injection or stronger collateral. The Nodaway Valley Bank's appetite for start-ups is set by its own credit policy. If you are early-stage or pre-revenue, ask The Nodaway Valley Bank directly whether it considers start-up loans.

For SBA 7(a) and 504 commercial real estate loans, borrowers typically contribute around 10% to 20% as a down payment or equity injection, depending on the property and the deal. Exact requirements vary with your credit, the business, and the lender's policy. Ask The Nodaway Valley Bank what down payment it expects for your specific commercial real estate purchase.

SBA 7(a) loans with terms under 15 years generally carry no prepayment penalty, while longer real estate loans can have one in the early years. Short-term working capital lines often have no penalty, but terms vary by lender. Review your loan agreement and ask The Nodaway Valley Bank to spell out any prepayment penalties before you sign.

SBA loans can be used for a partner or owner buyout, including buying out an existing equity partner, when the deal is structured to meet SBA rules — for example, the remaining owner generally must stay actively involved. Approval depends on the specifics, so discuss your buyout plan with The Nodaway Valley Bank to confirm it qualifies and how to document it.

A past personal bankruptcy does not automatically disqualify you from an SBA loan. Lenders look at how long ago it was discharged, the circumstances, and how your credit has recovered since. The Nodaway Valley Bank weighs this case by case under its own policy, so be upfront about your history and ask The Nodaway Valley Bank how it evaluates prior bankruptcies.